Beijing maternity insurance 2023 new regulations

The formula for calculating the maternity allowance entitlement in Beijing is as follows: Maternity allowance = average monthly salary of the employer in which the insured employee is employed in the month when the pregnancy is terminated / 30 days * the number of days of maternity leave. Among them, the number of days of maternity leave is the number of days of maternity allowance. At present, when a female worker in Beijing gives birth to a baby, she is entitled to an additional 30 days of maternity allowance on top of the 98 days of maternity allowance during maternity leave. That is to say, they are entitled to 128 days of maternity allowance. In addition, if the birth is difficult, the maternity allowance will be increased by 15 days, and in the case of multiple births, the maternity allowance will be increased by 15 days for each additional baby.

The maternity allowance is maternity pay, which is the economic loss given by the state to workers for the temporary interruption of labor due to pregnancy, childbirth, or the implementation of family planning surgery, in order to protect the basic source of life of the baby mama during pregnancy.

Conditions for receiving maternity allowance:

1, maternity allowance to receive need to meet the delivery before the delivery of nine months of continuous payment of social security, less than nine months, should be in the delivery of the month of the normal payment of contributions for 12 consecutive months after the delivery of the normal payment of contributions, that is, nine months before the birth of a child, after the birth of a child for 12 months of the policy, there is a point of special attention to the month of birth of the social security maternity insurance must be paid.

2, if you pay your own social security, and there is no unit to cooperate with the issuance of material proof, is not able to receive maternity benefits.

3, maternity allowance and maternity leave wages can not be received at the same time, maternity allowance is higher than the standard maternity leave wages, the employer can not be deducted;

In summary, you can see that the maternity allowance for the receipt of conditions, eligibility, and reimbursement of the project and the amount have detailed provisions. Participants need to understand and familiarize themselves with these policy changes in order to better enjoy the relevant insurance benefits. The formula for calculating the maternity allowance has also been introduced, so that everyone can have a clearer understanding of the exact amount of money they can receive. An in-depth explanation and understanding of the new policy is very important for insured persons to adjust their maternity insurance contributions in a timely manner to ensure their rights and interests.

Legal basis:

Provisions of the People's Republic of China on Maternity Insurance for Employees of Beijing Municipal Enterprises

Article 7

Maternity insurance premiums shall be paid by enterprises on a monthly basis. Individual employees shall not pay maternity insurance premiums.

Enterprises shall pay maternity insurance premiums at the rate of 0.8% of the total contribution base. The total contribution base of the enterprise is the sum of the contribution base of eligible employees of the enterprise. The contribution base of an employee is calculated according to the average monthly salary of the employee in the previous year; if it is lower than 60% of the average monthly salary of the employee in the city in the previous year, it is calculated according to 60% of the average monthly salary of the employee in the city in the previous year; if it is higher than three times of the average monthly salary of the employee in the city in the previous year, it is calculated according to three times of the average monthly salary of the employee in the city in the previous year; if it cannot be determined, it is calculated according to the average monthly salary of the employee in the city in the previous year. The average monthly salary of the previous year can not be determined, according to the average monthly salary of employees in the previous year.