How to pay personal social security in Chongqing

Personal identity can only participate in endowment insurance and medical insurance, in which medical insurance can choose to participate in residents' medical insurance or employees' personal medical insurance, and endowment insurance can choose to participate in residents' pension or employees' personal pension.

Specific steps:

If you are registered in Chongqing, you can pay the pension (urban and rural residents' pension insurance) and medical insurance in the name of the individual in the street where the household registration is located.

If you are not registered in Chongqing, but an on-the-job employee, then your social security will be paid by the company for you.

What should you do if you are neither registered in Chongqing nor an on-the-job employee and want to buy social security in Chongqing? The only way is to find a third party to pay. That is, through the human resources company in its company account to participate in the five insurances for urban workers, including pension, medical care, unemployment, work injury and maternity.

One is that individuals participate in medical insurance.

(1) Participating in residents' medical insurance: you need to go to the site to apply for insurance for the first time.

(1) Handling location:

Go through the formalities in the street (community) social security service institution, residence or flexible employment place where the registered permanent residence is located. Click here to view the address and contact information of social security bureaus in all districts and counties.

(2) Handling materials:

I mainly need to bring my ID card, the original and photocopy of the household registration book, and the rest of the information depends on my actual situation such as flexible employment (please call 12333 or go to the local social security service window to find out).

(3) Payment standard

In 2022, the individual payment standard for residents' medical insurance is: 320 yuan for the first grade and 695 yuan for the second grade.

College students in Chongqing participated in residents' medical insurance during the academic year of August 20021-2022, and the individual payment standard was 655 yuan/person/year for the first class and 655 yuan/person/year for the second class.

(2) Participate in individual employee medical insurance: you need to hand in the materials at the site for the first time, and you can deposit the money directly into the bank card if you don't apply for it for the first time!

1, the first insured

(1) How to handle it: If an individual participates in the employee's two insurances, he/she needs to go through the formalities at the street (community) social security service agency of his/her domicile, residence or flexible employment place with his/her ID card, household registration book and other related materials (please consult the social security window of the insured place).

(2) Payment standard

Personal participation in employee medical insurance generally requires an annual fee. In 2022, the payment standards for employees' personal medical insurance are as follows:

The first gear: 2670 yuan/year

The second file: 5874 yuan/year

Large medical insurance: 60 yuan/year

2. Non-initial insurance

Second, individuals participate in providing for the aged.

1, to participate in the elderly.

(1) Newly insured

New insured persons can apply for old-age insurance for residents in village committees (community neighborhood committees) with their resident ID cards and household registration books; You can also apply for old-age insurance for residents at the township (street) social security service office where your household registration is located.

(2) How to pay the fees

The endowment insurance premium is withheld and remitted in the bank account opened by the insured through the entrusted bank.

How to pay the endowment insurance for Chongqing residents

2. Participate in employee personal pension.

(1) Hold my ID card and other relevant information;

(2) Chongqing household registration is handled by the county social security agency or the town street social security office where the household registration is located;

(3) Non-Chongqing household registration, according to the principle of convenience nearby, shall be handled in the social security agency of the county or the town street social security office in the permanent residence;

How to pay the fee

The first type: the line is turned over! Electronic Taxation Bureau, Chongqing Tax WeChat official account, Alipay Chongqing Tax Life Number;

Second: you can continue to choose to automatically deduct money from the designated bank account, which one was before or which one; (deposit money in a bank card)

The third type: offline payment! The social security office of the insured place or the local tax service hall can be used.

Note: Those who fail to pay within the time limit will not be able to enjoy the medical insurance treatment normally.

Chongqing social security payment

Buying social security through human resources companies is employee insurance, which is what we often call five insurances. Different social security payment bases are selected, and the amount to be paid is also different. So Xiao Ai can't give a fixed value, but can only tell you the standard of social security payment.

According to the social wage standard published in June, the current minimum social security payment rate in Chongqing is 3 105 yuan, and the specific standards are as follows:

The upper limit of Chongqing social security payment base is 300% of the average monthly salary of employees in Chongqing last year, that is, 15523 yuan; The lower limit of the payment base is 60% of the average monthly salary of employees in Chongqing last year, that is, 3 105 yuan.

Chongqing social security contribution ratio:

Pension payment ratio: unit 19%, individual 8%;

The proportion of medical insurance payment: unit 7.5%, individual 2%;

Large medical insurance: unit 2%, individual 4 yuan;

Maternity insurance is 0.5% of the unit, and individuals do not pay;

Unemployment insurance: 0.5% for units and 0.5% for individuals;

Work-related injury insurance: 0.5%-4.8% for the unit (according to the degree of danger of the industry), and individuals do not pay.

If an individual looks for an agency social security company, he needs to provide the service fee for the agency social security, and at the same time bear the amount stipulated in the social security payment ratio.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.