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How many years of social security does it take to buy a house in Shanghai?
Non-Shanghai residents who want to buy a house in Shanghai need to pay social security for five years, that is, 60 months, and the payment period shall not exceed three months. In fact, you need to pay 60 months of social security within 63 months before buying a house, not from the date of payment, but from the date of buying a house. If you have the intention to buy a house in Shanghai, you need to make preparations.
1. What are the requirements for settling in Shanghai?
1, holding a residence permit in Shanghai for more than 7 years.
2. During the period of holding the residence permit, he has participated in Shanghai urban social insurance for 7 years.
3. Pay income tax in Shanghai according to law during the period of holding the certificate.
Second, what preparations should I make before buying a house?
1, do a good job in budget planning. Buying a house is the biggest consumption in life for many ordinary families. Therefore, buyers must do a good job in budget planning. These include household income and expenditure, whether there will be large consumption in the next few years, whether the work needs to be changed, decoration costs and the cost of buying furniture and appliances.
2. Only when all kinds of factors are fully considered when planning the budget of buying a house, the budget planning made in this way is the most reasonable. Most importantly, this will not lead to insufficient funds when buying a house.
3. Understand the purchase policy. Before planning to buy a house, buyers should understand the local purchase policy and whether they are qualified to buy a house. For example, whether to pay a certain number of years of social security or individual tax, whether to limit the number of housing units.
4, clear the purpose of buying a house Before buying a house, buyers must understand the purpose of buying a house, such as: for the education of children, or for settlement; Whether to buy the first suite or the second suite to improve the family living environment; Huxing, is to buy two small rooms, two large rooms, three small rooms, or three large rooms; How big the budget is, how high the price is, and so on. These are all things to consider before buying a house.
5, learning real estate knowledge In the buying team, there are also some new buyers. If you buy such a house without knowing anything, you will definitely spend a lot of unnecessary money. Therefore, it is necessary for everyone to learn some real estate knowledge before buying a house, such as green rate, greening rate, pool area, housing acquisition rate and so on.
Legal basis:
Regulations of People's Republic of China (PRC) Municipality on Household Registration
Article 3 Public security organs at all levels shall be responsible for household registration. In towns with police stations, the jurisdiction of the police station shall be the domicile; Townships and towns without public security police stations shall be under the jurisdiction of townships and towns as household registration. Township and town people's committees and public security police stations are household registration organs.
The accounts that live in organs, organizations, schools, enterprises, institutions and public dormitories shall be designated by each unit to assist the household registration authority in household registration; Decentralized residence accounts are directly registered by the household registration authority at the place where the accounts are located.
The accounts of non-active servicemen living in military organs and military dormitories shall be designated by each unit to assist the household registration authority registered permanent residence.
Accounts of production cooperatives such as agriculture, fishery, salt industry, forestry, animal husbandry and handicrafts. , the designated cooperative should assist the household registration authority in household registration. Accounts other than cooperatives are directly registered in the accounts by the household registration authority.
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