The difference between social security rural hukou and urban hukou pension

On the premise of paying rural endowment insurance and urban residents' endowment insurance respectively, pensions are different:

1, rural hukou personnel can only choose to pay social security or rural residents' endowment insurance (rural insurance);

2, and urban hukou personnel can only choose to pay social security or urban residents' old-age insurance (urban residential insurance) and cannot participate in agricultural insurance;

3. The payment amount and retirement treatment of rural insurance and urban residence insurance are different;

4. If both people pay social security, and the payment period and base are consistent, the pension is also consistent (in this case, it has nothing to do with the nature of the account).

What is the retirement age of rural registered permanent residence?

The retirement age of rural hukou is 60 for men and 55 for women. Retirement age has nothing to do with household registration, but it is related to the nature of insurance. Endowment insurance for urban workers, male 60 years old and female 55 years old; Pension insurance for flexible employees is 60 years old for men and 55 years old for women; Residents' pension insurance Both men and women are 60 years old.

To sum up, pension benefits are no different from rural hukou and urban hukou. Because most people's pension is determined by three conditions: the number of years of their own pension insurance, the average contribution index, and the average social wage. In other words, you can get a higher pension when you have a long enough average social wage and a high average contribution index with accumulated insurance years.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 88

Whoever defrauds social insurance benefits by fraud, forgery of certification materials or other means shall be ordered by the social insurance administrative department to return the defrauded social insurance benefits, and a fine of not less than two times but not more than five times the amount defrauded shall be imposed. Article 94 Whoever violates the provisions of this Law and constitutes a crime shall be investigated for criminal responsibility according to law.