Personal balance of Class II medical insurance is 0.

The reasons why the personal account balance of medical insurance is 0 are generally:

1. Wrong query method. Some insured people may mistakenly query the balance of the social security card wealth management account as the personal balance of the medical insurance card, but the social security card wealth management account will only show the balance after saving money, just like a bank card. If you don't deposit money in it, you can't check the balance naturally. If you need to inquire about the personal account balance of the medical insurance card, you can generally inquire at the local social security official website, call the local social security customer, or inquire at the medical insurance card issuing bank;

2. The medical insurance institution has not started to transfer money, and the insured only needs to wait patiently;

3. The personal account balance of the medical insurance card has been completely used up;

4. Personal account information of medical insurance card is incomplete. For example, if the local social security information is not fully displayed, the insured can go to the local social security service agency to inquire about the complete information of the medical insurance card;

5. Only the old-age insurance is insured. For example, if you pay flexible employment social security in the form of flexible employment, you can only choose to pay flexible employment pension insurance, so some insured people do not pay flexible employment medical insurance, so the balance of medical insurance personal account will naturally be 0;

6. The insured pays medical insurance for urban and rural residents, so there is actually no personal account;

7 newly received or lost medical insurance card account number is not provided to the social security bureau of the insured place for synchronous maintenance;

8. The inquiry channel is not completely connected with the data of the local medical insurance bureau;

9. As a flexible employment, there are generally two grades for paying medical insurance, and the down payment is relatively low, but no personal account is established. Therefore, the medical insurance personal account has no money and the secondary payment is high, so a personal account is established;

10. The medical insurance card has not been activated.