What's the use of social security card? Is there money in the social security card? How much is it per month? Scope of application of social security card.

What's the use of social security card?

What's the use of social security card? Many users don't know what social security cards are for. The following small series will introduce the role of social security cards. Users who don't understand, simply take a look!

The Social Security Card of the People's Republic of China is an integrated circuit (ic) card, which is uniformly planned by Ministry of Human Resources and Social Security and issued to the public by local human resources and social security departments, and used in various business fields of human resources and social security.

Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

The social security card adopts the national unified standard, and social security adopts citizenship in accordance with the relevant provisions of the Social Insurance Law.

According to the types of cardholders, social security cards can be divided into two categories, namely, social security (personal) cards issued to urban employees, unemployed people and retirees and social security (employer) cards issued to employers.

The card planning and standardization of China's Ministry of Labor and Social Security focuses on social security (personal) cards, and the actual distribution in various regions is also concentrated on personal cards, so the social security cards we refer to refer to social security (personal) cards.

The social security card face and card record the cardholder's name, gender, citizenship and other basic information, and the cardholder's personal situation (employment, unemployment, retirement, etc.). ) marked in the card, you can record the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, working experience, work-related injuries and occupational diseases.

Social security card is the electronic certificate for workers to work in the field of labor security.

Cardholders can use their cards to seek medical treatment and settle medical insurance personal accounts;

You can handle endowment insurance affairs with your card; You can apply to the relevant departments for job registration and unemployment registration, unemployment insurance and employment training;

You can apply for labor ability appraisal with your card and enjoy work-related injury insurance benefits.

In addition, the social security card is the key for workers to open the door to the contact system. With this key, cardholders can query information online and handle related labor and social security affairs online in the future.

The following small series will explain the role of social security cards:

1, personal social security related information records, electronic certificates and information inquiry, etc.

2. Record the insured's name, ID card, date of birth, gender, nationality, household registration and other basic information.

3, query my pension, unemployment, medical care, work injury and maternity insurance payment.

4. You can take the card to the hospital for medical treatment, settle the medical insurance personal account and buy it in the store.

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs.

6. Query the accumulated amount of endowment insurance and medical insurance.

7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.

8. Used for identification.

Is there money in the social security card? How much is it per month?

Is there money in the social security card? How much money is there in the social security card every month? Many users are not aware of these problems. The following small series will introduce how much money the social security card has every month. Unclear users, let's have a brief look!

First of all, the social security card contains five insurances, and the cost of each insurance is paid in proportion. Generally, most users know that social security card payment is the total cost. The following small series will explain the payment ratio of the five insurances in the social security card.

1, the contribution rate of pension insurance units is 20%, and the individual contribution rate is 8%.

2. Medical insurance unit contribution rate 10%, individual contribution rate 2%.

3. The contribution rate of industrial injury insurance units is 0.2- 1.9%, and individuals do not pay.

4. The contribution rate of maternity insurance unit is 1%, and individuals do not pay.

5. The contribution rate of unemployment insurance units is 1%, and that of individuals is 0.5%.

In general, most users pay different social security fees. The more you pay, the more the insurance premium for each project, and the less you pay, the less the insurance premium for each project.

Most users are concerned about the cost of medical insurance. Under normal circumstances, people who set up personal medical insurance accounts need to pay this employee medical insurance according to the payment ratio of 8%, then the personal account will be transferred.

For people under 35, their personal medical insurance accounts are transferred at the rate of 2%, for those aged 35 to 45, at the rate of 3%, for those aged 45 to 55, at the rate of 3.5%, and for those over 55, at the rate of 4%, which means that people who retire basically transfer their personal accounts at the rate of 4%.

However, the money on this personal medical insurance card can only be used for special purposes, and cash payment must be deducted when buying a doctor or settling accounts in a hospital outpatient department, while the money on the medical insurance card cannot be directly used as cash.

Scope of use of social security card

Under what circumstances can I use the social security card? Many users don't know under what circumstances social security cards can be used. The following small series will introduce the scope of use of social security cards. Users who don't understand, simply take a look!

The social security card includes five insurances and one gold, namely, endowment insurance, medical insurance, work injury insurance, unemployment insurance, maternity insurance and provident fund. Social security cards can be used to check the payment of various types of insurance. When you are sick, you can use the social security card to pay for medical insurance (which can be used to pay for childbirth). When buying a house, you can use your social security card to apply for withdrawal of provident fund.

Based on the basic situation of our country, the application for loading the bank is limited to the borrower's application, not the lender's application, so the settlement scope is strictly limited. Considering that the social security card loaded with financial function serves the insured in a vast area, the scope of use is also in China.

In other words, the social security card can be used for pension, medical care, work injury, unemployment and maternity, and each different insurance scope is different.

Among them, medical insurance can only be used to treat diseases.

Industrial injury insurance can only be used for users who have been accidentally injured in the course of work.

Unemployment insurance can only be used when the user is fired during work or the company goes bankrupt and leads to unemployment.

However, maternity insurance can only be used for the expenses of surgery and prenatal examination between the user and himself or his wife during childbirth, and cannot be used for other purposes.