Can social security be broken?

Of course. Social security can be paid intermittently. But it is not recommended to pay social insurance intermittently, but it doesn't matter if you can't pay social insurance continuously. If the cumulative payment period before retirement reaches 15, retirement will not be affected. This number of years is cumulative. But this is the minimum. The longer you pay, the more pension you will eventually get.

How is social security calculated?

Social insurance includes five different parts about personal protection, among which industrial injury insurance and maternity insurance do not need to be paid by individuals, and the insurance benefits of these two parts need to be paid by the work unit where the individual works. The work-related injury insurance that the unit needs to pay for the employees is 0.6% of the employees' personal salary, and the maternity insurance that needs to be paid is 0.9% of the employees' personal salary. In addition, pension insurance, medical insurance and unemployment insurance costs need to be paid by individuals and work units. The pension, medical insurance and unemployment insurance expenses that enterprises need to pay for employees are 20%, 8% and 2% of employees' personal wages respectively, while the three insurance expenses that individuals need to pay for themselves are 8%, 2% and 1% of their personal wages respectively. The personal salary of employees mentioned here is calculated according to the pre-tax salary.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

Legal basis:

Social insurance law

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.