Payment ratio of five insurances and one gold in Suzhou Park

The contribution ratio of social insurance (provident fund) in the park is 1. The contribution rate of Class A comprehensive social security plan (hereinafter referred to as Class A plan) was adjusted from 47% to 46.5%, in which the individual contribution rate was adjusted from 19% to 18.5%, and the unit contribution rate remained at 28%. Suzhou Industrial Park is different from Suzhou urban area, new district and other parts of the country. It has its own unique social security and medical insurance system, which was introduced from Singapore and called Park Provident Fund. The park provident fund system is one of the important achievements of learning from Singapore's experience, and it is a comprehensive social security system including pension, medical care, unemployment, maternity, work injury and housing security. The withdrawal and use of the provident fund must meet certain conditions, mainly, the funds in the general account can only be used to buy affordable housing in the park; The funds in the employee pension account cannot be misappropriated when they are not retired. When employees buy non-residential commercial housing in the park, they can generally withdraw the accumulated deposits in their general accounts to pay for the house purchase, but they may not use the deposits in the general accounts to amortize the house purchase loans; Workers returning to their hometowns for farming or going abroad may apply for a one-time withdrawal of funds from the special provident fund account.

Legal basis: Provisional Regulations on the Collection and Payment of Social Insurance Fees.

Article 2 These Regulations shall apply to the collection and payment of basic old-age insurance premiums, basic medical insurance premiums and unemployment insurance premiums (hereinafter referred to as social insurance premiums).

The units and payers mentioned in these Regulations refer to the units and individuals that should pay social insurance premiums in accordance with relevant laws, administrative regulations and the provisions of the State Council.

Article 3 The collection scope of basic old-age insurance premiums: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, and institutions and their employees that implement enterprise management.

The collection scope of basic medical insurance premium: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, state organs and their employees, institutions and their employees, private non-enterprise units and their employees, social organizations and their full-time employees.

The collection scope of unemployment insurance premium: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, institutions and their employees.

The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to local actual conditions, stipulate that urban individual industrial and commercial households should be included in the basic old-age insurance and basic medical insurance coverage, and social organizations and their full-time staff, private non-enterprise units and their employees, and urban individual industrial and commercial households with employees and their employees should be included in the scope of unemployment insurance.

The payment base and rate of social insurance premiums shall be implemented in accordance with relevant laws, administrative regulations and the provisions of the State Council.

Article 15 Where the people's governments of provinces, autonomous regions and municipalities directly under the Central Government stipulate that social insurance premiums shall be collected by the tax authorities, the tax authorities shall provide the social insurance agencies with the payment information of the payment units and individuals in a timely manner; The social insurance agency shall collect relevant information and report to the administrative department of labor security.