Monthly refund standard of social security card

Monthly refund standard of social security card

Social security card monthly retirement standards are mainly divided into three parts: on-the-job employees, flexible employment social security insured personnel and retirees:

I. Employees on the job

After the new medical insurance reform, employees' monthly social security cards will be returned to their personal accounts, and the part paid by the company will be remitted to the social pooling fund. For example, in a certain area, the personal contribution rate of medical insurance is 2%, and the social security contribution standard of the insured is 8,000 yuan, so the monthly fund that can be transferred to the personal social security account is 8,000× 2% =160 yuan.

Second, the social security insurance for flexible employees

Flexible employment social security insured pay social security in full every month. Among the social security fees paid, the part originally paid by the individual will be transferred to his personal account, and the part originally paid by the employer will be remitted to the social pooling fund. Assuming that the insured person with flexible employment chooses the highest social security payment standard of 20,000 yuan in this region, and the proportion of individuals paying medical insurance in this region is 2%, then the funds returned to his personal account every month are 20,000× 2% =

Third, retirees.

After the new medical reform, employees' medical insurance retirees, whether they are insured with fixed jobs or retirees who are insured as flexible employees, will be included in the quota by the social pooling fund according to the unified standards of the whole province. For example, the monthly quota of individual accounts for employees' medical insurance retirement in Hunan Province is 75 yuan.

China's social security card monthly retirement standard is lower than in previous years. As for the part paid by the employer in the medical insurance system, it will be returned to the insured account in proportion. After the reform of the new medical insurance system, part of the funds paid by the employer will be remitted to the overall account, and the outpatient economic system will be established to ensure that the insured can also reimburse the outpatient expenses when seeking medical treatment, and the personal account funds can be used as long as they are bound.

How to use the monthly refund of social security card?

The monthly refund of social security card is mainly included in the personal account of medical insurance, and the insured can use the personal account of medical insurance to pay medical expenses and outpatient expenses when seeking medical treatment, thus reducing the cost of medical treatment for the insured.