How old is the most cost-effective to buy social security?

It is cost-effective to buy social security when there are still 15 years after retirement, that is, men are 45 years old and women are 40 years old, and they can receive a monthly pension after they have paid 15 years, but only 15 years of pension is low. If you need a higher pension, the specific payment period can be determined according to your own situation.

legal ground

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.