The latest social security policy for flexible employees in Jiangsu in 2023.

How to pay social security for flexible employees 2023

Hello, payment standard for flexible employees.

From July 2022 to June 2023, the monthly payment of basic medical insurance for flexible employees was 540.08 yuan, and the annual payment was 6480.96 yuan;

If a large medical insurance premium has been paid from June to June, 2022, it is necessary to pay a large medical insurance premium from June to June, 2023, 50 yuan;

If the large medical insurance premium is not paid in June-June, 2022, the large medical insurance premium from July, 2022 to June, 2023 shall be paid 100 yuan.

In the business year of 2022-2023, the basic medical insurance for flexible employees in Hongshan District has begun to pay. Please pay in time according to the payment standard, payment time limit and payment channel to ensure that you can enjoy the medical insurance treatment normally. The relevant matters are hereby specifically announced as follows:

First, the flexible employment payment period

The payment period of flexible employees is that those who renew their insurance can enjoy the annual medical insurance benefits by paying from July to September every year; 10-12 can pay the annual (business year) medical insurance premium and enjoy medical insurance benefits from the date of payment; If the payment is interrupted for 6 months and the new insured sets a waiting period of 6 months, they will not enjoy medical insurance benefits during the waiting period.

Second, the payment base of flexible employees

(1) Payment standard for flexible employees: In the business year of 2022-2023, the payment standard for basic medical insurance for flexible employees is 3,888.84 yuan (excluding large medical expenses subsidy insurance premium 150.00 yuan).

(2) Flexible payment standard for amateur employees: the payment standard for the remaining medical insurance premium is 3654.6438+02 yuan/year, and 304.438+0 yuan per month.

Third, subsidize insurance premiums for employees' large medical expenses

(1) In 2022, the insured and transferred-out personnel who have paid large medical expense subsidy insurance premiums need not pay in the second half of 2022, pay for half a year in June-June 2023, and pay according to the business year after July 2023.

(two) in the second half of 2022, the newly insured and transferred personnel from outside the region will pay a large amount of medical expenses subsidy insurance premium according to the operating year.

(3) From June to June, 2023, 65438, new insured persons and those transferred from outside the region will pay a large amount of medical expenses subsidy insurance premium every six months, and the normal payment will be made in the second half of 2023 according to the business year.

Fourth, the mode of payment

1. After the collection period begins, it needs to be approved by the medical insurance agency in the insured place, and the continuous payer can pay directly by mobile phone.

2. For the first time, the insured person or the person who cancels the relationship with the unit needs to go to the window to declare, and the medical insurance window personnel will pay by mobile phone after passing the examination.

3. Online payment channels: WeChat (search applet "Inner Mongolia Social Security Payment"), Alipay, Su Meng Office, Inner Mongolia Tax APP, click on the verification module of people's society to pay, and issue payment vouchers by yourself.

Flexible employment payment grade in 2023

Legal analysis: The six grades of social security contributions are: 60%, 70%, 80%, 90%, 100%, 150%, 200%, 250% and 300% of the average salary. According to different local policies, the payment ratio is also different. Generally, social security is paid in an individual capacity: endowment insurance: individuals pay 20%; Medical insurance: individuals pay 5%. Based on the wage income of the insured, a certain proportion is stipulated to collect insurance premiums. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation. The biggest drawback of the work-based proportional belt clearing insurance premium system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums, or one of them bears social insurance premiums, the negative burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, thus leading to an increase in unemployment.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Social security payment standard for flexible employees in Suzhou in 2022

Social security payment standard for flexible employees in Suzhou in 2022;

Endowment insurance:

If flexible employees voluntarily participate in the basic old-age insurance for enterprise employees, the salary base is divided into thirteen grades, which are 4,250 yuan, 5,000 yuan, 6,000 yuan, 7,000 yuan, 8,000 yuan, 9,000 yuan, 1 10,000 yuan,120,000 yuan and140,000 yuan respectively.

Medical insurance:

During the period from June 5438+1 October1to June 5438+February 3 1 in 2022, the monthly payment base for flexible employees to participate in the basic medical insurance for employees was 4,250 yuan. From June 5438+1 October1day in 2022, the proportion of medical insurance payment for flexible employees will be adjusted to 8%, and the social mutual aid fund for large medical expenses will be paid according to the standard of 5 yuan per person per month.

1. Who can participate in medical insurance for flexible employees?

Unemployed individual industrial and commercial households employed in the administrative area of Suzhou, part-time employees who have not participated in employee medical insurance in the employing unit, employees in new business forms, individual (free) employees, other flexible employees or flexible employees who have participated in the basic medical insurance for urban and rural residents within the legal working age.

Second, what are the main changes in participation?

(1) Release the restrictions on household registration insurance. Suzhou took the lead in implementing the national and provincial requirements of "liberalizing the household registration restrictions for flexible employees to participate in basic medical insurance in their places of employment", and included flexible employees holding residence permits in this city and Hong Kong, Macao and Taiwan into the scope of participation.

(2) you can participate in employee medical insurance alone. Flexible employees who do not choose to participate in the basic old-age insurance for enterprise employees may also choose to participate in the medical insurance for employees alone.

Three, flexible employment personnel to participate in the basic medical insurance for employees is voluntary?

Flexible employees voluntarily participate in the basic medical insurance for employees at the place of employment, and individuals pay the basic medical insurance premium.

4. What is the payment standard?

The payment base for flexible employees to participate in medical insurance for employees shall be implemented according to 60%-300% of the average wage of employees in urban units in the province last year, and shall be implemented after being announced by Jiangsu Provincial Department of Human Resources and Social Security, Jiangsu Provincial Department of Finance, Jiangsu Provincial Medical Insurance Bureau and State Taxation Bureau every year.

During the period from 65438+1 October1to 65438+February 3 1 in 2022, the monthly payment base for flexible employees to participate in the basic medical insurance for employees is 4250 yuan.

The payment ratio is: from June 65438+1 October 1 in 2022, the payment ratio of medical insurance for flexible employees is 8% (based on the sum of unit contribution rate and individual contribution rate, it will be reduced by1percentage point) and the social mutual fund for large medical expenses will be 5 yuan per person per month.

Five, flexible employees to participate in the basic medical insurance for employees, and whether the insured employees enjoy the same medical insurance benefits?

Flexible employees participate in the basic medical insurance for employees and enjoy the same level of medical treatment as the insured employees. Including: account, deductible line, capping line, reimbursement ratio, special treatment, serious illness, assistance, etc.

Six, the waiting period for treatment is shortened to several months?

In order to further standardize the management of medical insurance and improve the efficiency of the use of medical insurance funds, the waiting period of flexible employees who participated in basic medical insurance for the first time in this city was shortened to 3 months in the original policy.

7. If the payment is interrupted during re-insurance, can I still make up the payment?

In this city to participate in the employee medical insurance paid by the employer, or in this city for more than 2 consecutive years (including 2 years) to participate in the basic medical insurance for residents, due to changes in personal employment status to participate in the employee medical insurance as a flexible employee, the interruption of payment time is not more than 3 months, and the insured person makes up the basic medical insurance fee during the interruption in his personal capacity, which is regarded as continuous insurance, and there is no waiting period for treatment.

Eight, the retirement payment period is not enough, what should I do?

Flexible employees in this province who participate in employee medical insurance have reached the statutory retirement age and the payment period has reached the prescribed number of years in our city. After retirement, they will not pay the employee medical insurance fee and enjoy the treatment of employee medical insurance retirees; Those who have not reached the prescribed period of time can continue to pay the prescribed period of time, or enjoy the treatment of employees' medical insurance retirees after paying the basic medical insurance premium in one lump sum according to the regulations. Flexible employees who are not registered in this province must meet the above requirements within the payment period of this province.

legal ground

：

Measures of Suzhou Municipality for Flexible Employment Personnel to Participate in Social Insurance

Article 2 These Measures shall apply to the following flexible employees who apply for employment registration within the administrative area of this Municipality:

(1) Household registration in this province;

(two) non household registration in this province, in this province to pay the pension insurance for enterprise employees for 10 years;

(3) Hong Kong, Macao and Taiwan residents who apply for residence permits of Hong Kong, Macao and Taiwan residents in this province.

Individual industrial and commercial households without employees and part-time employees who have not participated in the basic old-age insurance and medical insurance in the employer meet the above conditions, and can participate in social insurance with reference to these measures.

Article 7 _ Flexible employees can choose the payment base grade between the upper and lower limits of the old-age insurance payment base announced by the province in that year, and pay the basic old-age insurance premium for enterprise employees according to the payment ratio of 20%, of which 8% is included in the personal account.

Tenth _ flexible employees who enjoy the basic pension on a monthly basis shall meet the following conditions:

(a) to reach the age of receiving treatment stipulated by the state and the province.

1. Men are over 60 years old and women are over 55 years old (the age of receiving benefits for female employees who joined the work and retained their original permanent status before the implementation of the labor contract system in this city is determined by referring to the retirement age of female employees in enterprises);

2. Before flexible employment, he has been engaged in underground, high-altitude, high-temperature, low-temperature, particularly heavy manual labor or other jobs harmful to health and has reached the prescribed number of years, in accordance with the Interim Measures of the State Council on Retirement and Resignation of Workers (Guo Fa [1978] 104), and the male has reached the age of 55 and the female has reached the age of 45;

3. Disabled due to illness or non-work-related, and confirmed by the Municipal Labor Ability Appraisal Committee to be completely incapacitated, the male is over 50 years old and the female is over 45 years old.

(two) according to the provisions of the basic old-age insurance.

(3) According to the relevant policies of the state and the province, the place of receiving benefits is determined in this city, and the actual payment period and deemed payment period of basic old-age insurance have accumulated to 15 years.

How much will flexible employment social security pay in 2023?

A few days ago, the Ya 'an Medical Security Bureau clarified the relevant matters of the basic medical insurance payment base for flexible employees in our city in 2023:

First, flexible employment personnel to participate in the basic medical insurance payment base and proportion.

In 2023, the monthly payment standard for basic medical insurance and flexible employees will be RMB, and the annual payment standard will be RMB.

Yuan dynasty (1206- 1368)

. It involves a one-time compensation for medical insurance retirement. In 2022, it was a person, and the monthly payment base was 5,633 yuan; The monthly payment base in 2023 is 5939 yuan.

Basic medical insurance payment course for flexible employees

Tips:

1. This tutorial is only applicable to users who have purchased basic medical insurance for flexible employees in previous years and have insurance information. For the first time, please register the insurance information in the people's club hall or community!

2. This course is suitable for users in 6 counties and 2 districts of Ya 'an.

0 1

first step

Identify two-dimensional code

Enter the page of Sichuan Electronic Taxation Bureau.

02

Second step

Click on the avatar in the upper right corner.

Enter the payer's ID number and name.

Login payer information

03

Third step

After logging in the payer information,

Click "Pay"

Enter the payment page and click Next directly.

04

Fourth step

Select insurance information.

In "

Basic medical insurance premium

Tick before "Options"

If this option is not available in the insurance information.

You need to go to the people's club hall or the community to register for insurance.

The following "Large Medical Mutual Insurance Association for Flexible Employees" is automatically ticked.

05

Step five

When you click Next,

choose

Normal payment

, do not click on the approved payment.

The default payment time here is 65438+2022 10-65438+February 2023.

Click to change it to 65438+2023 10-65438+February 2023.

06

Step 6

After selecting the time, click OK.

You can see that the payment time is

65438+2023 10-65438+February 2023

Total amount display 12 months.

Total cost

Yuan dynasty (1206- 1368)

Click Submit again to confirm the payer information.

Payment can be made after confirmation.

The payment method supports WeChat payment.

07

Step 7

You can choose WeChat payment method.

You can change your card or bank.

Pay directly after selection.

Payment inquiry mode

Re-enter the Sichuan Electronic Taxation Bureau page after 3 days of payment.

Issue a certificate of choice

Click "Query" after entering.

You can know the information about the endowment insurance and medical insurance you have purchased.

If you don't understand.

Please consult the local officials.

Yucheng District: 0835-2822058

Shimian county: 0835-88599 1

Mingshan District: 0835-3227586

Tianquan county: 0835-739 123 1.

Yingjing County: 0835-7625536

Lushan County: 0835-6522959

Hanyuan County: 0835-4223204

Baoxing county: 0835-682 1997

How much should I pay for flexible employment pension insurance in 2023?

Social security payment standard in 2023

The basic old-age insurance and basic medical insurance for urban and rural residents are collected annually, and the centralized payment period in 2023 is from September 1 day to February 1 day. Second, the payment standard (a) urban and rural hukou