If you haven't paid social security by the age of 40, what will you do when you are old?

If you haven't paid social security by the age of 40, what will you do when you are old? If you haven't paid personal social security by the age of 40, or even created social security benefits from before to now, what should you do when you are old? At this age, many people realize that they have not paid social security, in other words, it is time to pay social security. In fact, I think it's no problem to participate in social security for the first time at the age of 40. It's completely gone. You can retire at the normal legal retirement age and enjoy the pension insurance benefits on a monthly basis.

Therefore, in the process of participating in the endowment insurance, although you pay more and pay for a long time, this principle means that the younger you are participating in the endowment insurance, the more your final total payment period will be. On the contrary, if you are older when you participate in old-age insurance, for example, some people only participate in personal social security when they are over 45, then obviously the total payment period will be less, and the final pension will be relatively low.

But for you who have reached the age of 40, there is actually no way to make up for it. In other words, you can't participate in personal social security at an earlier age. You can only gradually join the insurance from the front. In fact, you can gradually participate in the insurance at the age of 40, so from now on, you have no insurance at all, so from the age of 40 to 15, you are 55 years old. At that age, according to the relevant statutory retirement age, both men and women can.

Therefore, the retirement age will not be extended because of the late participation in personal social security. So on this issue, we can actually retire according to the normal legal retirement age. Naturally, it is very likely to extend the retirement age in the near future. In other words, women will be able to retire at the age of 55, in other words, men may not be able to support the elderly at the age of 60. On this premise, if the legal retirement age is postponed, then I am actually, myself.

So I think it's not too late to join insurance at 40. Naturally, we need to pay attention to one thing. In the process of insurance, we should try our best to prevent the last payment, because once the last payment appears, it will have a great impact on ourselves, and your total payment period will be reduced in the future, and your retirement pension will be affected to some extent in the future, so we just need to keep a continuous payment.

For example, if an enterprise is insured, as long as it is related to the normal renewal of the labor contract of the enterprise, it will certainly be able to pay the corresponding social security benefits through its own enterprise according to the regulations. Even after leaving the enterprise, you can participate in the insurance according to the flexible employment mode, and you can still effectively improve your total payment period, thus obtaining higher pension income.