Zhejiang enterprise social security calculation formula

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Basic pension, personal account pension, transitional pension and transitional adjustment fund are calculated according to the following methods:

(1) The monthly standard of basic pension is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and the payment is paid to 1% every full year.

The calculation formula is: basic pension = (average monthly salary of local employees in the previous year when the insured retires+average monthly payment salary of the insured) ÷2× payment period × 1%.

(two) the monthly standard of personal account pension is the amount stored in personal account divided by the number of months. The calculation formula is:

Personal account pension = the accumulated amount of personal account when the insured retires, and the number of months is calculated.

(3) The monthly standard of transitional pension is based on my indexed monthly average payment salary, and the payment period before "unified account combination" is paid to 1 year .2%. The calculation formula is:

Transitional pension = my indexed monthly average payment salary × payment period before unified account × 1.2%.

(four) the transitional adjustment fund is based on the current local standards, and retirees from 2006 to 20 14 will pay a certain proportion. After 20 15, the transitional adjustment fund will no longer be issued.

Calculation formula of retirement fee for employee pension insurance in Zhejiang Province in 2006

The calculation of retirement fee this year is more complicated. Generally speaking, there are three calculation methods: the old method, the new method and the third method (the calculation process of these three methods is introduced in detail below).

First, the old method.

1998 65438+ 10/month 1 after work (new person):

Salary = 1676.08×20%+ personal account deposit ÷ 120.

Worked before1997 65438+February 3 1 (middleman):

Salary = 1676.08×20%+ personal account deposit ÷120+1676×1index at the end of 1997 and×1.4%.

Second, new methods.

1998 65438+ 10/month 1 after work (new person):

Salary =( 1+ average index) × 1676.08× payment period ÷200+ personal account deposit ÷ months.

Worked before1997 65438+February 3 1 (middleman):

Salary =( 1+ average index) × 1676.08× payment period ÷200+ calculation months+1676.08×/kloc-0 at the end of 997.

Third, the third way.

1998 65438+ 10/month 1 after work (new person):

Salary = 1557.42×20%+ personal account deposit ÷ 120.

Worked before1997 65438+February 3 1 (middleman):

Salary = 1557.42×20%+ personal account deposit ÷120+1557.42×10.4% at the end of 1997.

In this method, if it is six types of special personnel specified by the province ("double low", interrupted payment, delayed payment, retirees, those who enjoyed subsistence allowances in the previous year, and others who did not pay according to the regulations), then the salary of the third method = salary+general adjustment this year+payment period × 1.5. Otherwise, you can also enjoy the local minimum old-age security, that is, the salary calculated by newcomers and middlemen in this way is 53 1.60.

If the salary is lower than 53 1.60, the salary of the third method = 53 1.60+ general adjustment this year+payment period × 1.5.

If the salary is greater than 53 1.60, the salary of the third method = salary+general adjustment this year+payment period × 1.5.

Now that four or three methods have been finished, some people may ask, since there are three methods, which method should be used for calculation?

Let's make the first comparison, and compare the old and new methods.

If the old method is high, the retirement fee A= the salary of the old method;

If the new method is high, the retirement fee A= old method salary+(new method salary-old method salary) × 30%;

Make a second comparison.

The third way is to compare the salary with the retirement fee A obtained in the first comparison, and take the higher one and take the retirement fee.

Verb (abbreviation for verb) description:

① 1676.08 is the average monthly salary of employees in our province in 2005;

(2) Personal account storage includes personal transfer, unit transfer and interest, which is accumulated every year;

③1sum of indicators at the end of 997 =1years of work before 992 ×0.9+ 1993 payment salary ÷2884+ 1994 payment salary ÷3932+ 1995.

④ Average index = (year-end index 1997+ 1998 contribution salary ÷8386+ 1999 contribution salary ÷9259+2000 contribution salary ÷10632+20065432)

⑤ Payment period: that is, how many years have the old-age insurance premium been paid, including the deemed payment period. When calculating, the number of months will be converted into adults, such as 30 years and 3 months, which is 30.25 years.

⑥ Monthly counting: According to the age at retirement, the monthly counting of retirement under 40 is 233,465,438+0,230,42,226,43,223,44,220,45,265,438+06,265,438+02. 5 1 year 190, 52 185, 53 180, 54 175, 55 170, 561. 6 1 year 132, 62 125, 6317, 64 109, 6510/kloc-0.

⑦ General adjustment this year+payment period × 1.5: General adjustment this year, 67 yuan, 67 yuan, 62 yuan, 57 yuan, Quzhou and 56 yuan. In the calculation, the payment period is an integer, such as 30 years and 3 months, and the formula in Jinhua area is: 56+30× 1.5.

This is a calculation formula, written according to Document No.,which is as simple and easy to understand as possible. Zhejiang Labor Service [2006] 142. Everything inside is only suitable for people who normally pay endowment insurance in our province (excluding double low and cooperative payment, etc.). ) and retire this year (not this year, you can refer to it). In fact, the retirement formula of newcomers is not practical, because newcomers have not yet reached the retirement conditions, and the future retirement calculation formula may be further improved, so it is not necessary for newcomers to estimate their future wages according to this formula.