Can the paid social security be refunded?

1. Can the social security paid be refunded?

1. The paid social security cannot be returned. Except for work-related death, overseas settlement, repeated payment, etc. Old-age insurance has not reached retirement age and cannot be surrendered. If the payment is less than 15 years at retirement, you can voluntarily withdraw from your personal account. Although it cannot be returned, it can be renewed or transferred according to personal circumstances.

2. Legal basis: Article 16 of People's Republic of China (PRC) Social Insurance Law.

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Second, what are the types of personal social security?

1, endowment insurance.

(1) The amount to be paid for the old-age insurance every month is calculated by the staff at the time of handling and according to the local social wage in the previous year. Individual industrial and commercial households or other flexible employees pay the basic old-age insurance premium according to 20% of the average monthly salary of on-the-job workers when participating in the old-age insurance;

(2) Endowment insurance should be paid at least 15 years. You can't apply for a monthly pension until you retire. The old-age insurance is overpaid.

2. Medical insurance.

(1) If you are an urban resident, you can buy urban medical insurance and pay the registration fee at the community neighborhood committee or social security office under your household registration.

(2) Rural residents can participate in rural cooperative medical care. Generally, the village Committee will inform when it will be handed in and handle it uniformly;

(3) If you are self-employed, you can choose to establish a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year; You can also choose to pay 8% of the local average monthly salary in the previous year and establish a personal account.

Personal social security refers to participating in social insurance in the name of an individual. According to the document, it should be "individual workers and freelancers participating in social insurance". Personal social security is the basic guarantee for future life.