How to inquire about the balance of medical insurance personal account

The method for inquiring personal account balance by medical insurance includes:

1, social security center query

If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.

2. Online inspection

Log in to the city's labor security network or social insurance business website, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (the password is your social security number or the date of birth of your ID card) to inquire about my insurance information.

3. Telephone consultation

Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry.

4. Touch screen query

If there is a social insurance touch screen inquiry system in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry.

When the balance of medical insurance card is zero:

1, wrong query method.

Medical insurance cards are divided into medical insurance personal accounts and medical insurance financial accounts. If you don't deposit money in the financial account, you can check it at the bank's ATM, so that there will be no money in the medical insurance card. If you need to inquire about the personal account of medical insurance, you need to go to the designated hospitals, pharmacies and medical insurance agencies, or call the social security hotline 12333.

2. The medical insurance institution has not transferred the account.

If you haven't got the medical insurance card for a long time and the balance is displayed as zero, then it may be that the medical insurance agency has not officially transferred the money, so just wait patiently.

3, to participate in medical insurance for urban and rural residents.

At present, the basic medical insurance for urban and rural residents is gradually canceling the personal medical insurance account, and it needs to transition to the outpatient co-ordination account. Therefore, the insured who participates in the medical insurance for urban and rural residents no longer has a personal account for medical insurance. Please check that the balance is zero yuan. If there is money in it before, it can be used as insurance premium for next year.

To sum up, in general, after paying medical insurance, there will be a medical insurance card. Users can directly log in to the mobile banking account of the medical insurance card, and then they can query the balance of the personal medical insurance account. You can also use official website to inquire: log in to Social Security official website, select personal account to inquire, and then find medical insurance account to inquire, and you can see the balance information of personal medical insurance account. If you can't find it online, you can also check it offline. Under normal circumstances, you can check the personal account balance of medical insurance after swiping the medical insurance card in the pharmacy or hospital.

Legal basis:

Article 2 of People's Republic of China (PRC) Insurance Law

The term "insurance" as mentioned in this Law refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract, the insurer shall be liable for the property losses caused by the possible accidents agreed in the contract.