Insured before the implementation of the Social Security Law

Article 2 of Ministry of Human Resources and Social Security 13 Order "Several Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC)" stipulates that "when an individual who participates in the basic old-age insurance for employees reaches the statutory retirement age, the accumulated payment is less than fifteen years, and the payment can be extended to fifteen years. If the payment is extended for five years but still less than fifteen years after the implementation of the Social Insurance Law, it can be paid in one lump sum for fifteen years. " If your mother joined the insurance before the promulgation of the Social Security Law (20 1 1.7), she can extend the payment for another five years before she can pay in one lump sum for 15 years and go through the retirement formalities.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.