Is it cost-effective for a 30-year-old individual to pay social security?

Male employees need to pay 30 years of medical insurance in social security. For example, Guangdong province has clearly stipulated the policy of gradually unifying the payment period of medical insurance for employees in the province. By June 2030, 65438+ 10 1, the cumulative payment period will be 30 years for male employees and 25 years for female employees. In cities that fail to meet the above requirements, from 2022 onwards, on the basis of the city's 202 1 payment period policy, the accumulated payment period of medical insurance for employees in this city will be adjusted year by year.

Legal objectivity:

Article 6 of the Interim Measures for the Transfer and Continuation of the Relationship of Basic Medical Insurance in Guangdong Province shall gradually unify the policy of payment period of medical insurance for employees in the whole province. By June 2030, 65438+ 10 1, the cumulative payment period will be 30 years for male employees and 25 years for female employees. In cities that fail to meet the requirements specified in the preceding paragraph, from 2022 onwards, on the basis of the city's policy of 202 1 payment period, the accumulated payment period of medical insurance for employees in this city will be adjusted year by year. Article 16 of the Social Insurance Law: Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.