What does it mean to adjust the proportion of social security contributions?

Adjustment of social security contribution ratio: in 2022, the proportion of social security individual contribution is as follows: endowment insurance: unit contribution 22%, individual contribution 8%; Medical insurance: the unit pays 8% and the individual pays 2%; Unemployment insurance: the unit pays 2%, and the individual pays1%; Industrial injury insurance: the unit bears 0.5%-2% of the total cost, and the individual does not pay; Work-related injury insurance: the unit pays 0.8%, and the individual does not.

First, the social security payment grade is six grades.

The payment base of social security generally includes the lowest 40%, the first 60%, the second 80%, the third 100% and the highest 300%. The specific payment grade is related to personal occupation and income.

The payment base of urban workers is mainly divided into three grades, which are 60%, 100% and 300% respectively. Someone asked why the maximum payment base can only reach 300%. In fact, it is mainly to limit the situation that the pension gap is too large, which means that the maximum can only be three times the average social wage.

Second, how to check the social security payment record query

1, mobile phone Alipay query

Open Alipay, click more and choose city service; After entering, click on the electronic social security card and select social security inquiry; After entering, click on the insurance payment details, you can see the payment record; Click on the personal social security payment record to view the details of the payment record.

2, mobile phone WeChat query

After opening WeChat, pay attention to the official account of electronic social security card WeChat, and then bind the social security card with the electronic social security card. After the binding is completed, click Social Security Query at the bottom of the electronic social security card dialog box; Enter the social security service, click the personal social security information, and enter the business processing page; Click the personal social security payment information query in the personal social security information; In "Insurance Types", select the insurance types to query, such as endowment insurance, unemployment insurance, medical insurance, industrial injury insurance and maternity insurance, and then select the time to query payment.

3. Inquiries from local social security institutions

You can bring your real and valid ID card to the local social security bureau for enquiry.

4. Online independent inquiry

Log in to official website, the local social security bureau, click on the "Personal Social Security Information Inquiry" window, and enter my ID card and password to inquire my insurance information.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.