How do I want to borrow a social security loan? How are your interests? Fifty thousand

Yes, now the new policy: anyone who has a house and a car, a stable income from work and social security can apply for a loan, and the interest on credit loans is as low as 0.75%.

Social security loan application:

Unsecured loans are fast and don't need mortgages, which is the first thing many people do. But a new friend asked how to apply for a loan with social security.

This question is a lot of people's doubts, that is, whether there is a relationship between social security and loans. It is reported that the social security projects paid by enterprises for employees are "five insurances and one gold". "Five insurances" include endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, and "one gold" is the housing accumulation fund. Because individuals don't have to pay the last two of the "five insurances", it is reflected in the salary slip, and most of the personal deductions are only the first two "three insurances and one gold" (note: pension+medical care+unemployment+provident fund). Of course, it should be noted here that it is voluntary, not compulsory, for the unit to pay the housing provident fund to its employees.

If the applicant has five insurances and one gold, at least it means that the company is more formal and the risk is relatively small for the bank. Simply put, as long as your company pays five insurances and one gold, it is basically eligible to apply for a loan. As for how much money you can borrow, it depends on your income level and credit status. If your personal credit record is good, the bank will give you a higher loan amount, which can generally reach about 8- 10 times of your personal salary.

In fact, it is very convenient to apply for a loan with social security, just follow the normal process. Shangrong 360 search compares loans, and you can find the product that suits you best.