Is it okay for Tianjin to work for individuals and pay social security?

Of course. According to the national labor law, no matter any enterprise or individual, employees must pay social security for their employees, that is, five insurances and one gold.

Individual operators can also be called private enterprises. They can pay social security for their employees, which is very in line with the provisions of the national labor law. It is also to retain talents and improve the enthusiasm of employees to work for the boss. Any enterprise or individual who wants to develop must retain talents. Employees are an important force for enterprise development, not a burden for enterprises.

According to the Notice of the Municipal Human Resources and Social Security Bureau, the Municipal Taxation Bureau, the Municipal Market Supervision Committee and the Municipal Finance Bureau on Standardizing the Payment Ratio of Endowment Insurance for Individual Industrial and Commercial Households in this Municipality:

1) Individual industrial and commercial households with employees pay social insurance to the social security sub-center as employers, and the contribution rate of endowment insurance is 24%, of which the contribution rate of individuals with employees is 8%;

2) Individual industrial and commercial households with no employees can apply for insurance at the sub-center according to the prescribed insurance coverage and payment ratio, and the contribution ratio of old-age insurance is 20%.

1. How do self-employed people pay five insurances?

Self-employed refers to a natural person who engages in individual economic activities in cities and towns, villages and other places for the purpose of obtaining living expenses or economic benefits, and engages in activities such as industry and commerce, service industry and handicrafts with self-management as the main form. According to national regulations, self-employed individuals can choose the following two ways to pay five insurances (namely, basic old-age insurance, basic medical insurance, unemployment insurance, work-related injury insurance and maternity insurance):

1, paid in a unified social insurance system. That is, pay the five insurance fees to the local social security bureau, which is the same as the social security payment method for employees of enterprises and institutions. Self-employed individuals need to register with the local social security bureau with personal ID card, business license and other documents, and choose the payment method and amount.

2. Pay social insurance premiums to the local tax authorities on a monthly basis. Self-employed individuals can choose to pay five insurances when registering tax, and the amount paid each month is the proportion of their income in the previous year. At the same time, self-employed individuals need to choose social security service providers according to their actual conditions, pay social security fees, and also pay certain agency fees.

2. Which method can Tianjin self-employed households choose to pay the five insurances?

According to the current regulations in Tianjin, self-employed individuals can choose the above two ways to pay five insurances. Specifically:

1, self-employed individuals can choose to pay in a unified social insurance system. You need to register with the local social security bureau with personal ID card, business license, organization code certificate, tax registration certificate and other materials. The proportion of social insurance payment depends on local regulations, and can be paid through online social insurance payment service platforms, bank outlets and self-service payment terminals.

2. Individual operators can also choose to pay social insurance premiums to the local tax authorities on a monthly basis. You need to register with the local tax bureau with tax registration certificate, organization code certificate, business license and other materials. The social insurance premium paid each month depends on the income ratio of the previous year, and can be paid through the website of the tax bureau, Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank and other banking channels.

3. Under what circumstances can a self-employed person apply for five insurances?

Self-employed individuals can take the initiative to participate in the five insurances when registering for industry and commerce and tax, or they can pay social insurance premiums and get social security cards at centralized banks or outlets as required in the "expanding advertising poster activities" promoted by government departments. The social security system of "join at any time and quit at any time" allows self-employed individuals to flexibly choose the way to participate in the insurance.

In addition, self-employed individuals who have not participated in social security and meet the following conditions may also apply to the local social security bureau to participate in the five insurances:

1, age 16 or more and 60 or less;

2, did not enjoy the minimum living security or other social assistance;

3. Not joining the collective welfare guarantee plan;

4. Did not enjoy any social insurance.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

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The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.