If the five risks are broken, will it be for nothing?

Doesn't mean that the previous efforts were paid in vain.

First, the importance of paying five insurances

The payment of five insurances is of great significance to workers. It is not only the basis for workers to enjoy social security benefits, but also an important guarantee for workers when they face risks. Through the payment of five insurances, workers can receive pension when they retire, medical insurance when they are sick, and unemployment insurance when they are unemployed.

Second, the impact of five major risk interruptions

When the payment of five insurances is interrupted, it may have a certain impact on personal social security benefits. Specifically, the interruption of payment may lead to the reduction of individual social security payment period, thus affecting the amount of future pension. In addition, the interruption of medical insurance may affect the reimbursement of personal medical expenses. However, it should be noted that the previous payment records and accumulated rights will not disappear due to interruption.

Third, how to deal with the interruption of five risks

Workers can take active measures to deal with the problem of five risks interruption. First of all, you can pay the social security fee during the interruption as soon as possible to ensure that your personal social security rights and interests are not affected. Secondly, you can learn about the local social security policy and see if there are any special provisions or remedies for interrupting payment. In addition, workers can also consult professional social security agencies or lawyers for more detailed advice and help.

To sum up:

Just because the five risks are broken does not mean that the previous efforts will be in vain. Previous payment records and accumulated rights and interests still exist, but it may have a certain impact on personal social security benefits. Workers should actively respond to the interruption of the five insurances, and take measures such as paying back and understanding policies to ensure that personal social security rights and interests are guaranteed.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.