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How to pay social security by yourself
With your ID card, you can apply to the social security bureau where your household registration is located to pay social security at your own expense. Social security paid by individuals is different from that paid by units. Social security paid by individuals does not include unemployment insurance, industrial injury insurance and maternity insurance. And the premium is paid once a year.
What problems should individuals pay attention to when paying social security?
The problems that individuals need to pay attention to when paying social security are as follows:
1, you can only participate in pension, unemployment and medical insurance, but you can't participate in work injury and maternity insurance;
2, the insured for the first time to pay 6 months after the occurrence of serious illness medical expenses, can enjoy the treatment of serious illness medical insurance. The insured who participates in medical insurance for serious illness must pay the fee continuously without interruption. If it is not paid within three months, it shall be regarded as intermittent payment. If the payment has been continuous for 5 years before the interruption and the medical expenses for serious illness have not been reimbursed, the time before and after the re-payment will be calculated continuously; If the payment is less than 5 years or over 5 years, but the medical insurance for serious illness is enjoyed, when the payment is made again, the medical expenses for serious illness occurring after 6 months shall enjoy the medical insurance for serious illness according to the provisions of these measures. Moreover, if the one-time hospitalization medical expenses exceed 1300 yuan, the outpatient and emergency expenses will not be reimbursed;
3. The insurance base will be changed in April every year, and the charges will also change. It is suggested that the balance in the bank's "medical insurance debit card" should not be lower than that in 400 yuan before April every year. At the end of April, you can go to the bank to print the statement to understand the payment standard for the new year;
4. Personal archivists are in arrears in the first and second months of three consecutive months. According to the policy, the basic medical care in the second and third months was temporarily suspended. For example, before 10 of the last month of the third month of continuous payment, the suspended medical insurance benefits will be resumed after all the expenses are paid.
Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law.
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
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