Changsha flexible employment medical insurance payment standard 2023

Payment standard of medical insurance for flexible employees in Changsha in 2023;

1, payment base: 60% of the average monthly salary of employees in full-caliber urban units in the province in the previous year is the payment base;

2. Payment ratio: 70% of the 8% payment ratio of the basic medical insurance unit, that is, 5.6%.

Payment standard of medical insurance:

1, basic medical insurance. The employer shall pay 6% of the total wages of employees in the previous year; On-the-job employees pay 2% of their salary income in the previous year, and retirees do not pay the basic medical insurance premium from the next month after going through retirement procedures. If the proportion of retirees in the employees of this unit exceeds the standard of this Municipality, it shall be implemented in accordance with the relevant provisions of this Municipality. If the average wage of the employer is lower than 60% of the average wage of employees in the county last year, 60% shall be the base of payment; Higher than the average wage of employees in the county last year by 300%, with 300% as the payment base;

2. Supplementary medical insurance for serious illness. Pay according to the standard of 120 yuan per person per year, of which 70% shall be borne by the employer and 30% by the employees. If the employer participates in the insurance midway, it shall pay the supplementary medical insurance premium for serious illness according to the annual standard.

Medical insurance payment process:

1. Scan the QR code of the local people's social security bureau and add the official WeChat account;

2. After paying attention to the official WeChat account, click "Smart People's Society" in the lower left corner;

3. After entering the homepage of "Smart People's Society", click on the residents' medical insurance;

4. After entering the residents' medical insurance, you can see the functions such as inquiry and payment, click the corresponding function, and use it after completing the user registration;

5. Click online payment, and you can choose to pay by yourself or others.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.