The third grade of Shenzhen medical insurance is not included in the payment period.

Shenzhen medical insurance implements a three-level medical insurance system, in which the second and third-level medical insurance are not included in the payment period, and only the first-level medical insurance is included in the payment period.

Shenzhen medical insurance implements a three-level medical insurance system, namely, primary, secondary and tertiary medical insurance. Among them, the first medical insurance can accumulate payment years after payment, thus providing support for retirement. The second and third medical insurance is not included in the payment period, which means it cannot be used as the basis for calculating pension. According to the regulations of Shenzhen Medical Insurance Bureau, the first type of medical insurance includes medical insurance, basic medical insurance and critical illness insurance, which can be included in the payment period; The second type of medical insurance includes ultra-high reimbursement insurance and cancer prevention insurance, which are not included in the payment period; Third-grade medical insurance includes basic civil servant medical insurance and intern liability insurance, which are not included in the payment period. It should be noted that the provisions of the three-level medical insurance system in Shenzhen may be adjusted with the change of policies, subject to the latest official policies.

Does the second and third medical insurance not include the payment period mean that you can't enjoy the corresponding medical insurance benefits? No, the second and third medical insurance can enjoy the corresponding medical insurance benefits as usual. Only when calculating retirement pension, it is not included in the payment period.

The provisions of Shenzhen's tertiary medical insurance system need to be fully understood and observed by applicants to ensure that they can get corresponding pension benefits after retirement.

Legal basis:

Article 52 of the Social Insurance Law of People's Republic of China (PRC), except as otherwise provided in this Law, the months of continuous payment, cumulative payment and annual payment for individuals participating in basic old-age insurance and basic medical insurance shall be counted from the month of participation, and the cumulative payment months shall not include the interest of the individual account reserve fund of basic medical insurance.