Job Recruitment Website - Social security inquiry - How many years do I have to pay medical insurance to retire?

How many years do I have to pay medical insurance to retire?

Generally speaking, men can retire after 25 years and women can retire after 20 years.

According to the regulations, when employees retire, if the payment of basic medical insurance reaches the fixed number of years stipulated by the state, they will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations. However, at present, there is no fixed payment period at the national level, which is stipulated by local governments. The regulations vary from place to place. Generally speaking, men are 25 years old and women are 20 years old.

The information required for retirement is as follows:

1. application form: the applicant needs to fill in personal basic information, retirement time, retirement method, etc.

2. Identity cards, household registration books and other identity documents.

3, personal labor contract, employment contract and other labor relations documents.

4. Retirement certificate: including the retirement certificate issued by the original unit and the personal account information of endowment insurance issued by the Social Security Bureau.

5. Health certificate: Generally, a health certificate needs to be issued after a physical examination by a hospital or family doctor.

6. Financial account information such as bank cards: generally, it is necessary to provide financial account information such as bank cards held by individuals for the payment of pensions.

The process of medical insurance is as follows:

1. Know the policy: You need to know the local medical insurance policy, including the type of medical insurance, the scope of reimbursement and the proportion of reimbursement.

2. Pay medical insurance fee: Paying medical insurance fee is one of the necessary conditions for participating in medical insurance, and you need to pay medical insurance fee at local social security service institutions or online social security service platforms.

3. Handling medical insurance card: After paying the medical insurance premium, you need to get a medical insurance card or an electronic health card from the local social security service agency and fill in the relevant information and materials.

4. Reimbursement for medical treatment: When seeking medical treatment, you need to bring a medical insurance card or an electronic health card to the hospital to reimburse medical expenses. It should be noted that the scope and proportion of medical insurance reimbursement may be different due to factors such as type, grade and region.

To sum up, I suggest you take part in medical insurance in time and pay the medical insurance fee, so that you can enjoy the preferential policy of medical insurance reimbursement and get other benefits such as pension when you need medical services.

Legal basis:

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals participating in the basic medical insurance for employees have reached the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; No longer pay the basic medical insurance premium after retirement, and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.