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The difference between retired deep households and non-deep households in Shenzhen

The main difference between retired deep households and non-deep households in Shenzhen lies in the calculation and collection of pensions.

When employees with Shenzhen household registration retire, the pension is usually calculated according to their payment years and payment wages. For employees who are not registered in Shenzhen, their pension calculation may be affected by the relevant policies of the place where they are registered, and the specific calculation method may be different.

This difference is mainly due to the regional management of social insurance system. Factors such as the level of economic development in different regions and the average social wage will affect the calculation and payment of pensions. As a first-tier city in China, Shenzhen has a relatively high average social wage level, so employees registered in Shenzhen may get a relatively high pension when they retire. For employees who are not registered in Shenzhen, the calculation of their pensions may refer to the relevant standards of their registered residence, which may lead to differences.

Shenzhen retirement benefits:

1, basic pension: Shenzhen retirees can receive a monthly basic pension as a basic guarantee for their lives. The payment of pension is usually linked to the individual's payment period and payment salary. The longer the payment period, the higher the payment salary, and the more pensions you receive.

2. Medical insurance benefits: Shenzhen retirees can enjoy medical insurance benefits, including reimbursement of medical expenses such as hospitalization and outpatient service. Retirees can enjoy a higher proportion of medical expenses reimbursement only by paying a small amount of medical insurance expenses, which greatly reduces the medical burden.

3. Other welfare benefits: In addition to the basic pension and medical insurance benefits, Shenzhen retirees can also enjoy some other welfare benefits, such as free public transport and free or preferential services in public facilities such as parks. These benefits are aimed at improving the quality of life of retirees and enabling them to enjoy their old age better.

To sum up, the main difference between retired deep households and non-deep households in Shenzhen lies in the calculation and collection of pensions, as well as the possible differences in social security payment period requirements, medical insurance benefits and welfare benefits. These differences are mainly caused by the regional management of social insurance system.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.