What's the difference between five insurances and one gold and social security?

The difference between social security and five insurances and one gold is the different concept and scope. The "five insurances" in "five insurances and one gold" refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. "One gold" refers to the housing accumulation fund. Social insurance only includes five types of insurance, such as endowment insurance, with a wide range of five insurances and one gold, including social security.

(A), the definition of difference

1, social security is the abbreviation of social insurance, which refers to five types of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and work-related injury insurance, while five insurances and one fund refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, work-related injury insurance and housing provident fund, so the scope of five insurances and one fund is wider than social insurance, so it can be said that five insurances and one fund include social security.

2. Endowment insurance, medical insurance and unemployment insurance in "five insurances and one gold" are premiums paid by enterprises and individuals; Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.

(B), the scope of differences

Generally speaking, five insurances and one gold include social security, because this social security refers to five of them, but not one gold, so five insurances and one gold include more of a housing accumulation fund, that is to say, this five insurances and one gold includes social security and housing accumulation fund.

As the name implies, five insurances and one gold are composed of five insurances and one gold. These five insurances mainly include employee pension insurance, employee medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Then this one gold refers to the housing provident fund. When buying this social security for employees, the company needs five types of insurance, and the five types of insurance purchased at the same time cannot be split. That is to say, if you want to buy these five types of insurance, you must buy them at the same time and cannot split them. So when you have an old-age insurance, it means that you have these five types of insurance: medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Generally speaking, five insurances and one fund include social security, which is the abbreviation of social insurance without housing accumulation fund, and only includes endowment insurance, medical insurance, maternity insurance, unemployment insurance and work injury insurance, while five insurances and one fund include housing accumulation fund in addition to these five insurances, with a wider scope.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.

Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund Article 2 These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.