Why is there no money in the social security card after paying employee medical insurance?

If the employee's medical insurance has been paid but there is no money in the social security card, there may be the following reasons:

1. The social security card has not been activated. In this case, please go to the bank counter to activate the business and modify the password. From the end of the second month after activation, the medical insurance account will be transferred to the new social security card. If it hasn't arrived after the end of the second month, please consult your specific social security agency.

2. Yes, but I didn't receive the activation data from the bank (there was a time difference, there was a problem with the synchronization activation data with the bank in the early stage, and many people couldn't get the activation information for several months).

3. The query method is wrong. When checking the balance, if the balance in the bank card is not found, see if it is wrong. You can check social security accounts in social security agencies, designated medical institutions and designated retail pharmacies.

Generally speaking, social security cards can be divided into two accounts, one is social security account and the other is bank (financial) account. These two accounts are independent of each other, and the funds in the accounts cannot be exchanged. Financial functions are used in banks, equivalent to bank cards. Social security function is used in social security institutions, designated hospitals and pharmacies.

If the insured checks the balance at the bank ATM, but the insured has not deposited money on this card in advance, then the balance checked at the bank ATM must be 0, because the insured checks the bank account, not the social security account, and the social medical insurance paid by the insured is in the social security account. Inquire about the balance of medical insurance account, generally to the social security bureau, designated retail pharmacies, designated medical institutions.

Legal basis:

People's Republic of China (PRC) social insurance law

Seventy-fourth social insurance agencies through business handling, statistics, investigation and other means to obtain the data needed for social insurance work, the relevant units and individuals should provide timely and truthful.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.