The difference between social security and cooperative medical care

The differences between social security and cooperative medical care are as follows:

1, different insured objects:

(1) The insured object of cooperative medical insurance is rural registered residents;

(2) The social security participants are employees or urban residents;

2. The warranty period is different:

(1) Cooperative medical insurance is guaranteed for one year;

(2) Medical insurance in social security requires continuous payment for at least 15 years to enjoy lifelong medical insurance benefits;

3. Different reimbursement rates:

(1) The reimbursement rate of cooperative medical insurance is low;

(2) The proportion of medical insurance reimbursement in social security is high;

4. Individual medical insurance accounts are different:

(1) The cooperative medical insurance has no personal medical insurance account;

(2) Medical insurance in social security has a personal medical insurance account.

5. Buying a house is different:

(1) Some local laws and regulations stipulate that if you are a foreign household registration, you must pay social security for a certain number of years before you are eligible to buy real estate; If there is an interruption, the time must be recalculated;

(2) It doesn't matter if the cooperative medical system is not registered in other places.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.