Can I buy medicine if my personal medical insurance account is cancelled?

Legal analysis: 1. Personal medical insurance account: refers to the special fund account set up by medical insurance institutions for individuals participating in basic medical insurance, which is used to record their medical insurance financing and pay their medical expenses. The money in the account belongs to the insured. Previously, the insured person took the social security card to seek medical treatment and buy medicine in designated hospitals and pharmacies, and could use personal account funds for settlement.

Second, the existing policy of medical insurance personal account: after the cancellation of medical insurance personal account, it will not affect the purchase of drugs in pharmacies. In the existing policy, medical insurance personal accounts can not only buy medicines in pharmacies, but also be reimbursed in general outpatient clinics, at least 50% of which can be reimbursed. According to the existing policy, after the cancellation of the personal medical insurance account, the money in the personal medical insurance account will not be cleared, and it can be used normally and swiped at the pharmacy. It must be said that the cancellation of personal medical insurance accounts refers to the personal medical insurance accounts of urban and rural residents, and not all personal medical insurance accounts have been cancelled, so there is no need to worry about the impact of buying medicines.

Legal basis: notice on doing a good job in the basic medical security for urban and rural residents in 20 19 article 3 comprehensively establish a unified medical insurance system for urban and rural residents. In areas where the basic medical insurance for urban residents and the new rural cooperative medical system have not been fully integrated and unified, the two systems should be operated in parallel before the end of 20 19 in accordance with the deployment requirements of the CPC Central Committee and the State Council, and the unified medical insurance system for urban and rural residents should be transitioned. In the process of system unification, it is necessary to consolidate the coverage of medical insurance for urban and rural residents, ensure that the participation rate is not lower than the existing level, and the participation rate continues to be stable to ensure full coverage; Improve the registration and payment methods for newborns, children, students and migrant workers to avoid repeated participation; There are other medical security system arrangements, which are not included in the coverage of medical insurance for urban and rural residents; Properly handle special problems and policies, do a good job of policy convergence before and after the system unification, stabilize the expectation of treatment, and prevent the tendency of pan-welfare. All localities should focus on the uncoordinated development of medical insurance for urban and rural residents, combine with the integration of medical insurance-related functions, and unify services and information systems on the basis of ensuring the "six unifications" of coverage, financing policy, guaranteed treatment, medical insurance catalogue, fixed-point management and fund management, further improve the quality and efficiency of operation, ensure the comprehensive establishment of a unified medical insurance system for urban and rural residents, and achieve a more perfect system, fairer protection, more sustainable funds, more standardized management and more services.