What's the difference between three risks and five risks?

The difference between three risks and five risks is as follows:

1, the types of insurance contributions are different, and the social security three insurances are the most basic social insurance, including endowment insurance, medical insurance and unemployment insurance. The five social insurances are based on the three social insurances, and two types of insurance are added: industrial injury insurance and maternity insurance. Among them, the increased industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay. The remaining three items are jointly paid by enterprises and employees, paid regularly and deposited in insurance accounts opened in personal capacity, and managed by relevant social functional departments;

2. The proportion of medical insurance payment is different. Compared with the three social insurances, the five insurances not only have two kinds of protection. Moreover, in terms of medical insurance, the proportion of social security three insurances and social security five insurances is different;

3. The expenses are different, and the expenses of social security cars are all paid by themselves. As for the five social insurance, the company's units and individuals pay for themselves;

4. Different payers, three social insurances are purchased by themselves, while unemployment, work injury and maternity insurance in five social insurances can only be purchased by companies.

Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law.

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.