Which file is better to pay social security and medical insurance at the age of 20?

Mid-range, that is, second gear is more suitable.

The basic medical insurance is divided into three grades. The first, second and third gears correspond to the original comprehensive medical insurance, the original hospitalization medical insurance and the original labor medical insurance respectively, and the treatment level of each gear has been improved.

The cost of the first level is relatively high, but the guarantee is the best. The cost of the second and third grades is relatively low. Many companies and enterprises uniformly choose lower wages for migrant workers. Even if employees want to pay more, they have no choice and power. Yi, a representative of the Shenzhen Municipal People's Congress who attended the meeting, said that we had consulted the Shenzhen Social Security Bureau before, and their response was that migrant workers generally had low wages and were unwilling to pay too high fees. But now many migrant workers are middle-level or even high-level companies, so can employees also be given the opportunity and right to choose grades? "If employees want more comprehensive protection and are willing to pay more, they can apply in the special social security window.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.