Why the medical insurance card account was zeroed out

Employee basic medical insurance participants have an individual medical insurance account, the funds in the account are only for the participants to use in designated medical institutions and designated pharmacies to purchase medicine.

All funds in the individual account are owned by the insured person, similar to a bank card, and even if the card is not used for many years, the funds in the account will not be canceled. Therefore, there is no such thing as 'zeroing out' the medical insurance card."

Extended information

At this stage, after the demagnetization and loss of the medical insurance card, according to the regulations will be directly replaced by a social security card, the specific process:

(a) If the replacement of the card before and after the same bank, the person with a valid document to the employee medical insurance card service bank for lost procedures, the street labor security service center with the bank's "lost notice" and my valid documents, acceptance of social security card The application time is 45 working days. After receiving and funding the social security card, the amount in the original medical insurance card is automatically transferred to the social security card.

(ii) The process for receiving a social security card is the same. However, the amount in the original medical insurance card will not be automatically transferred to the social security card. You need to go to the social security sub-center in the district you are enrolled in with your valid ID and issue a Notice of Clearance of Employee Medical Insurance Card. You will need to go to the social security branch center of the district where you are enrolled to get a "Notice of Account Clearance".

Baidu Encyclopedia - Social Health Insurance Card