What is the compensation standard for buying social security?

Depending on the specific circumstances, the amount of social insurance compensation:

If it is work-related injury compensation, then the standard is: in case of death, funeral subsidy = average monthly salary of employees in the last year in the overall planning area ×6 months. For those who completely lose their ability to work, the standard of pension for dependent relatives is: spouse, paid at 40% of the monthly salary of the deceased employee; 30% of the monthly salary of other relatives.

The expenses for compensation from social security industrial injury insurance include:

First, medical expenses:

1. Workers with work-related injuries should go to medical institutions that have signed service agreements for medical treatment. In case of emergency, they can go to the nearest medical institution for first aid.

2, inductrial injury treatment costs in line with the industrial injury insurance diagnosis and treatment project directory, industrial injury insurance drugs directory, industrial injury insurance hospitalization service standards, paid from the industrial injury insurance fund.

3, inductrial injury worker treatment of non-work-related diseases, do not enjoy medical treatment of inductrial injury, in accordance with the basic medical insurance measures.

Second, the hospital food subsidies:

1, 70% of the company's business trip food subsidy standard will be paid to the hospital food subsidy.

2. The medical institution shall issue a certificate and report it to the agency for approval. If the injured worker goes to the outside of the overall planning area for medical treatment, the required transportation, accommodation and meals shall be reimbursed by the unit according to the employee's business trip standard.

Three, lost time (paid shutdown):

1. If an employee suffers from an accident or occupational disease at work and needs to suspend work and receive work-related injury medical treatment, the original salary and welfare benefits will remain unchanged during the paid shutdown, and the original unit will pay it monthly.

2. The paid shutdown period generally does not exceed 12 months. If the injury is serious or special, it may be appropriately extended after being confirmed by the municipal labor ability appraisal committee with districts, but the extension period shall not exceed 12 months.

3, inductrial injury worker still need treatment after the expiration of the shutdown with pay, continue to enjoy medical treatment of inductrial injury.

Fourth, the nursing fee:

1, the work-related injury workers who can't take care of themselves and need care during the paid shutdown shall be responsible by their units.

2, inductrial injury worker after assessment of disability level and confirmed by the labor ability appraisal committee need life care, by the industrial injury insurance fund to pay monthly life care fees. Life care fees are paid according to three different levels: completely unable to take care of themselves, mostly unable to take care of themselves or partially unable to take care of themselves, and their standards are 50%, 40% or 30% of the average monthly salary of employees in the overall planning area respectively.

To sum up, if you buy work-related injury insurance, the specific compensation depends on the actual situation. If the injured person is seriously injured, the compensation fee will be higher. If it still causes disability, there is a disability appraisal, and a one-time disability subsidy needs to be compensated.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 36

Workers who are injured by accidents or suffer from occupational diseases due to work reasons and are recognized as work-related injuries shall enjoy work-related injury insurance benefits; Among them, those who lose their ability to work after the appraisal of their ability to work enjoy disability treatment. Work injury identification and labor ability appraisal should be simple and easy.

Regulations on industrial injury insurance

Article 35

Workers who are disabled due to work are identified as one to four levels of disability, retain labor relations, quit their jobs, and enjoy the following benefits:

(a) according to the level of disability from the industrial injury insurance fund to pay a one-time disability allowance. The standard is: 27 months' salary for first-degree disability, 25 months' salary for second-degree disability, 23 months' salary for third-degree disability and 2 1 month salary for fourth-degree disability;

(2) Pay the disability allowance from the industrial injury insurance fund on a monthly basis. The standard is: 90% of my salary for first-degree disability, 85% for second-degree disability, 80% for third-degree disability and 75% for fourth-degree disability. If the actual amount of disability allowance is lower than the local minimum wage standard, the industrial injury insurance fund will make up the difference;

(3) After the workers with work-related injuries reach retirement age and go through retirement formalities, they will stop paying disability allowance and enjoy basic old-age insurance benefits in accordance with relevant state regulations. If the basic old-age insurance benefits are lower than the disability allowance, the industrial injury insurance fund will make up the difference.

Workers who are disabled due to work are identified as one to four levels of disability, and the employer and individual employees pay the basic medical insurance premium on the basis of disability allowance.

Article 36

Workers who are disabled due to work are identified as five or six disabled and enjoy the following benefits:

(a) according to the level of disability from the industrial injury insurance fund to pay a one-time disability allowance. The standard is: my salary is level 5 disability 18 months, level 6 disability 16 months;

(two) to retain the labor relationship with the employer, and the employer shall arrange appropriate work. If it is difficult to arrange a job, the employer will pay a monthly disability allowance. The standard is: level 5 disability is 70% of my salary, level 6 disability is 60% of my salary, and the employer shall pay the social insurance premium that should be paid according to the regulations. If the actual amount of disability allowance is lower than the local minimum wage, the employer shall make up the difference.

Upon the employee's own proposal, the employee may terminate or terminate the labor relationship with the employer, and the work-related injury insurance fund shall pay the one-time medical subsidy for work-related injuries, and the employer shall pay the one-time disability employment subsidy. Specific standards for one-time medical subsidies for work-related injuries and one-time disability employment subsidies shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

Article 37

Workers with work-related injuries are identified as seven to ten disabled, and enjoy the following benefits:

(a) according to the level of disability from the industrial injury insurance fund to pay a one-time disability allowance. The criteria are: level 7 disability 13 months, level 8 disability 1 1 month, level 9 disability for 9 months and level 10 disability for 7 months;

(two) the expiration of the labor employment contract, or the employee himself proposes to terminate the labor employment contract, the industrial injury insurance fund pays a one-time medical subsidy for work-related injuries, and the employer pays a one-time disability employment subsidy. Specific standards for one-time medical subsidies for work-related injuries and one-time disability employment subsidies shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.