Can a woman retire at the age of 50?

In 2022, women should pay the basic old-age insurance for urban workers themselves, so it is necessary to clarify the local regulations on the retirement age of female flexible employees.

Different from the unified retirement of male insured persons at the age of 60, female insured persons have inherent advantages, at least five years earlier than men, and some eligible women even retire 10 years earlier than men. This is the performance of China's retirement system in the treatment of men and women, and women occupy a favorable retirement position.

The legal retirement age for female employees is 50 years old. If it is a female cadre with easy work, the legal retirement age is five years longer than that of female employees, and she will retire at the age of 55.

In terms of the retirement of female employees and female flexible employees, the legal retirement age for retirement is also different. According to the Notice on Improving the Basic Old-age Insurance Policy for Urban Employees, the legal retirement age for female individuals to participate in old-age insurance is 55 years, which is 5 years higher than that for female employees.

In reality, whether the retirement age of women's flexible employment is 50 or 55 has been debated endlessly. Even many women who participate in flexible employment pay fees in a muddle, and the retirement age is not very clear. There are also many netizens who leave messages for consultation. Is social security for female sexual intercourse 50 or 55? People have such doubts because some women who pay social security around them retire at the age of 50, while others retire at the age of 55. In the end, no one can tell whether to retire at 50 or 55.

So can women pay social security for retirement at the age of 50 in 2022? The correct answer is here. In fact, social security for female sexual intercourse is correct, whether it is retirement at the age of 50 or retirement at the age of 55, it is in line with the policy. Although they are all flexible employees when they retire, everyone has different experiences, and different experiences may affect their retirement age.

In view of the retirement age of women who pay social security, this paper summarizes the following situations from the retirement policies of women in various places to see which one is in line with and know in advance that they will not suffer.

In the first case, retire at the age of 55. From beginning to end, women pay social security as flexible employees and retire at the age of 55, which is also the legal retirement age of the country. This is the retirement policy implemented in most areas at present.

In the second case, retire at the age of 50. People who can retire at the age of 50 generally have working experience in enterprises, especially laid-off women workers from former state-owned enterprises who have worked in the unit for many years and suddenly become laid off and unemployed. Laid-off workers who pay social security by themselves and have worked in the unit for more than 10 years shall be treated as female employees' retirement age and allowed to retire at the age of 50. Since the social security payment is paid in full now, it is easy to find the social security payment record. Many regions stipulate that female flexible employees can retire at the age of 50 as long as they have a unit payment record of 10.

In the third case, individual regions allow retirement at the age of 50. As mentioned above, the legal retirement age for women to pay social security is 55, but in some areas, female flexible employees are regarded as female employees and allowed to retire at 50. However, such regulations are obviously inconsistent with the national social security system, and some areas have re-adjusted the retirement age from 50 to 55. A netizen in Qingdao said that female flexible employees can retire at the age of 50, but now they can't. They can only retire at 55.

Of course, from the perspective of netizens, I still hope that the retirement age of female flexible employees will be unified to 50, so as to improve the enthusiasm of female insured persons. I understand your idea, too. The contribution rate of flexible employees is 20%, which is higher than that of employees 12%. It is particularly difficult to pay social security entirely by yourself, especially for women. There is a social phenomenon of employment discrimination in society, so it is difficult to find a job and it is not easy to pay a lot of social security fees every year.

If women themselves do not have a stable source of income, the social security fees paid by individuals may need the support of other people in the family. It is conceivable that women's life pressure is still very high, so many netizens believe that the retirement age for women to pay social security should be based on the retirement age of female employees rather than the standards of female cadres. This is the most appropriate.

At the same time, the economy is developing rapidly now. By 202 1, the pension will increase continuously 17, and it has been confirmed that the pension will increase continuously in 2022 18. Retirees' pensions have gone up, and it is certainly a good thing for the elderly to receive more pensions. However, the social security payment base has also increased year by year. Under the condition that the payment level of flexible employees remains unchanged, more social security fees need to be paid every year, at least several hundred yuan. For the rich, a few hundred yuan may be nothing, but for the flexible employees, a few hundred yuan is at least one month's living expenses.

Not only that, but now another worrying thing has come, and that is the problem of delaying retirement in the future. Judging from the current situation, it is imperative to postpone retirement, just one day earlier and one day later. Moreover, because men retire later than women, there is a very high voice in society asking for a unified retirement age for men and women. If so, female flexible employees will not only have no hope of retiring at the age of 50, but even their desire to retire at the age of 55 will be shattered. If they really delay the retirement age of female flexible employees to 60 like men, I wonder how many women will continue to pay social security.

If you are also a woman with flexible employment status and pay social security, you should consider the issue of social security payment more. Although some people retire at the age of 50 and others at the age of 55, the social security system has been advancing with the times, and no one can guarantee that the statutory retirement conditions will remain unchanged when they really retire. It is suggested that the majority of women who pay social security should fully consider the impact of the delayed retirement policy on themselves when choosing social security contributions, and make their own plans as soon as possible to avoid losses. At the same time, in the process of payment, we should always pay attention to the changes of social security policies and adjust our payment strategies according to different situations, so that individual contributions and pension returns have the best cost performance.