Job Recruitment Website - Social security inquiry - Can I go to the hospital without a medical insurance card?
Can I go to the hospital without a medical insurance card?
1, even if you don't have a social security card, you can receive treatment in the hospital;
If you have already paid medical insurance, you can reduce the cost burden through reimbursement, but the reimbursement procedure may be more complicated than holding a card for medical treatment;
2. Medical expenses incurred in designated medical institutions can be reimbursed through the basic medical insurance fund as long as they meet the relevant provisions of basic medical insurance, such as drug list, diagnosis and treatment items, medical service facilities standards, etc.
3. If you forget to bring your medical insurance card, you can use the medical insurance electronic certificate for medical settlement, but you need to complete the activation of the electronic certificate in advance;
4. When using the electronic medical insurance voucher, ensure that the payment function of the electronic social security card has been opened.
Functions and advantages of medical insurance card;
1. Convenient medical payment: As the physical carrier of medical insurance, the medical insurance card can be directly swiped to pay medical expenses in the hospital;
2. Personal information management: the medical insurance card contains the cardholder's medical insurance information, which is convenient for hospital inquiry and settlement;
3. Reduce cash flow: reduce the risk of carrying a lot of cash and improve payment security;
4. Control of medical expenses: paying with medical insurance card can effectively control medical expenses and reduce unnecessary expenses;
5. Convenient reimbursement: Using the medical insurance card can simplify the reimbursement process and improve the reimbursement efficiency.
To sum up, you can go to the hospital without a medical insurance card, but if you pay medical insurance, the reimbursement procedures may be more complicated; The expenses incurred in designated medical institutions can be reimbursed through the medical insurance fund if they meet the requirements; If you forget to bring your medical insurance card, you can use electronic certificate for settlement, but you need to activate it in advance and ensure that the payment function is enabled.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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