What if someone who bought social security loses it?

People who pay social security. Died halfway. What about the social security he paid? If it is the social security bureau in the city or county. You have the death certificate of the deceased. Social security certificate issued by the unit. Household registration book, ID card. The Social Security Bureau has the first heir. Collect social insurance premiums paid by individuals. If it is a person who pays social security in rural areas. You take the social security certificate issued by the village Committee. Death certificate. ID card account book. There are heirs in the first order who go to the town social security office to go through the formalities of surrender. It is usually completed within seven working days. In case of holidays or national holidays. The date has been postponed.

To put it simply, 8% of the individual can take it out, and 20% of the company's capital contribution cannot be taken out and donated to the country.

If this 90,000 yuan is the personal part of the company, then about 25,700 yuan can be inherited. Don't think about the rest.

Hello, as a social security worker, I saw your problem and came uninvited to have a chat. Please correct me if there is anything wrong.

The person who has been paying social security died halfway. What about social security?

Those who pay social security can be divided into two types, one is flexible employees, and the other is enterprise employees. The two situations are roughly the same, and you can receive three parts of money: one is to return your personal account at one time, the other is to receive funeral expenses, and the third is to receive a pension.

How much can I get? Flexible employees pay fees, one-third into personal accounts, and the other two-thirds into social pooling. To put it bluntly, entering the society as a whole is to give pensions to others. If you pay the insurance premium of 90,000 yuan, then only 30,000 yuan will enter your personal account, which is the one-time refund.

Enterprise employees pay fees, and all the endowment insurance premiums withheld by individuals enter personal accounts, so if they are enterprise employees, they can refund 90,000 yuan at one time. In addition, work-related injury insurance will also compensate individuals for at least 654.38+10,000 work-related injury death subsidies.

Take Chengdu's standard as an example, the funeral expenses are the three-month average salary of employees in the whole province last year. According to the investigation, the salary of employees in Sichuan Province in 20 19 is 5772 yuan, so the funeral expenses can be 5772*3= 173 16 yuan.

Take Chengdu's standard as an example, the pension is 7 months, and the disposable income of urban households in the whole province multiplied by the receiving coefficient in the previous year is the payment period divided by 15. For example, if you pay 10 years, then the collection coefficient is 10/ 15. You only mentioned paying 90 thousand yuan here, not how many years it will take. Let's go backwards and make sure that the payment is 1 1 year.

According to the investigation, the monthly disposable income of urban residents in Sichuan Province in 20 19 is 30 12.83 yuan, so the pension can be 3012.83 * 7 *115 =/kloc-.

After calculation, flexible employees can receive 30000+17316+15465.86 = 62781.86 yuan. Enterprise employees can receive 90000+17316+15465.86 =122781. Therefore, flexible employees can get much less money than enterprise employees, and the money they get is lower than all the premiums they pay.

What specific steps and materials are needed to handle the above business? Materials required:

1, Medical Certificate of Residents' Death (Inference), legal documents announced by the court or death certificates submitted by public security organs shall be handled immediately.

Materials required:

1. Death certificate: including the medical certificate of death of residents (inferred), the death certificate issued by the village (community) where the deceased was registered, the death report issued by the public security organ and other originals and copies 1 copy.

2. The original and photocopy of the cremation certificate, the receipt of the cremation certificate and the cancellation certificate of the household registration.

3. The original proof of the relationship between the legal heir and the deceased and a copy of the heir's ID card.

4. Death pension passbook.

Written materials:

1, one-time treatment settlement notice for retirees or one-time treatment payment form for Chengdu residents' endowment insurance. Financial subsidies and distribution:

1. Retirees participating in the endowment insurance for urban workers: The standard of funeral allowance for urban workers is calculated and paid according to the average monthly salary of employees in Sichuan Province in the previous year at the time of their death. The one-time pension standard is the basic pension for 8 months in the month of my death.

2. Retirees of urban and rural residents' pension insurance: The subsidy standard for funeral expenses is calculated and paid according to the basic pension (no pension) in the month of my death, and it will be handled immediately.

Summary: Flexible employees who participate in social security can receive three parts of money if they die unexpectedly in the middle, but they still lose money overall; And enterprise employees, relatively speaking, will lose less. But then again, life is all that matters. Keeping healthy, working hard and living are the greatest wealth, aren't they? This is relatively simple. After the heirs provide relevant information and provide the heir's bank card and other formalities, they shall be handed over to the social security office of the town office for handling. All the fees paid before shall bear interest according to the bank demand deposit and be returned to the bank card provided by the heir.

Personal contributions will be settled by death certificate, and the company contributions will enter the social security fund account!

Ask here, why not go to the social security office!

You can go to the social security bureau and take out the part paid by the individual, but the other party has the final say in time.

You can go to the local social security bureau to get the personal payment part of your personal account! Can be inherited!

Social security has no corresponding compensation for those who die before retirement. Only the original premium can be fully returned to the personal account. Medical expenses before death can be reimbursed according to regulations.

Bring the death certificate and social security card issued by the local police station and apply for a social security refund at the social security bureau of the insured place.

Relatives or heirs who originally participated in the insurance and paid social security contributions can enjoy the following benefits:

(a) to receive the accumulated balance of the insured payer's personal account;

(2) Funeral allowance: 3 times the average monthly salary of employees in this Municipality in the previous year at the time of his death;

(3) One-time pension: if the dependent relatives are 1, 2 or 3 or more, they will be paid according to 6 times, 9 times and 12 times of the average monthly salary of employees in the previous year respectively.

Of course, local policies are different. I suggest you call 12333 for consultation.

Perhaps many people want to know and understand this problem, and many people choose not to buy social security during work because of this problem.

Our social security includes endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. If he dies normally while paying social security, then the only things related to him may be pension insurance and medical insurance.

First of all, maternity insurance and unemployment insurance, his death has nothing to do with him, and people need to enjoy it when they are alive.

Followed by industrial injury insurance, if he died because of industrial injury, then he can also receive a certain amount of work-related death subsidy and corresponding wage subsidy. Of course, this is handled by his first heir. If it weren't for work-related injuries, it wouldn't be meaningful.

Third, endowment insurance and medical insurance, these two insurances are mainly about how to deal with the money in personal accounts. Similarly, they are all hereditary. You can go to the Social Security Bureau for consultation and prepare relevant supporting materials, so that the heir can receive the money and interest from the personal account.

Generally speaking, the social insurance paid by individuals basically does not lose money. This refers to the five insurances paid by the company. Paying social insurance in the case of flexible employment is not cost-effective compared with the five insurances paid by the company. So try to pay social security if you can.

Legal basis: Article 17 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.