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Shenzhen social security 20 yuan critical illness content

The reimbursement rate of Shenzhen 20 Yuan Critical Illness Supplementary Insurance is that in the event that the accumulated out-of-pocket expenses of an individual exceeds 10,000 yuan or more, the insurance company will reimburse another 70 percent, and 70 percent of the use of medicines within the drug catalog of the Supplementary Medical Insurance for Serious Illnesses will be reimbursed.

There are two ways to settle claims for Shenzhen's $20 catastrophic illness insurance. One is for participants to purchase medicines at designated medical institutions and designated retail pharmacies by credit card, and the costs payable by commercial insurers are settled directly between commercial insurers and the hospitals and pharmacies, with no cash advances to the participants. In the other case, the expenses paid by the commercial insurance company will be reimbursed by the commercial insurance company after reviewing the cash advances.

Participants can apply for cash claims at the Ping An Insurance window, which is co-located in the social security office, by submitting their ID cards, social security cards, bank cards or passbooks; receipts or invoices for medical expenses and a list of the corresponding details; and the medical records to which the claims are related (or the medical records of the past six months for the first time when the claims are made in cash) such as medical records of outpatient clinics, hospital discharge summaries, examination reports, and so on.

Participants can only enjoy the treatment of critical illness supplemental insurance on the basis of enjoying the treatment of Shenzhen social medical insurance, if you do not participate in the Shenzhen social security, you can not enjoy the 20 yuan critical illness insurance.

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