How much is the medical insurance for Guangdong employees every month?

The monthly amount of medical insurance for Guangdong employees is 6% of the total wages of employees, and the individual contribution ratio of employees is 2% of their wages plus 3 yuan.

The monthly payment of medical insurance for employees in Guangdong is jointly borne by the employer and individual employees. The employer shall pay 6% of the total wages of employees, and the individual employees shall pay 2% of the wages plus 3 yuan. The employee's individual contribution base is based on his average monthly salary in the previous year, which is withheld and remitted by the unit in his salary. This payment mechanism ensures the stable collection of medical insurance funds, and also shares the payment pressure of individual employees.

Social security contribution ratio:

1. Employer's contribution ratio: The social security contribution ratio of employers in different regions may be different, but it usually includes pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.

2. Individual contribution ratio: individual employees need to pay endowment insurance and medical insurance according to the prescribed ratio, and the specific ratio depends on local policies;

3. Payment base: the social security payment base is usually based on the salary income of employees, and there are restrictions on the minimum and maximum payment base;

4. Upper and lower limits of payment: according to the economic development level of different regions, different upper and lower limits of social security payment are set to protect the basic rights and interests of employees and avoid excessive payment burden;

5. Policy adjustment: The proportion and base of social security contributions can be adjusted according to national policy adjustment and local economic development.

To sum up, the payment mechanism of medical insurance for Guangdong employees is that the employer pays 6% of the total wages of employees, and the individual employee pays 2% of his salary plus 3 yuan. This mechanism not only ensures the stable collection of medical insurance funds, but also reduces the payment pressure of individual employees.

Legal basis:

Social medical insurance

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.