Zhuhai Social Security Payment Standard 2023

In 2023, Zhuhai social security payment standard is:

(1) endowment insurance

1, enterprise employees

The upper limit of the basic old-age insurance payment base for enterprise employees shall be subject to the unified standards of the whole province. The upper limit of Zhuhai's payment base is three times the average monthly salary of full-caliber employees in Guangdong Province in 2022, and the lower limit of the payment base is 60% of the average monthly salary of full-caliber employees in the second-class areas of Guangdong Province (including Zhuhai City). That is, the upper limit is 2642 1 yuan, and the lower limit is 4546 yuan (that is, 60% of the average monthly salary of full-caliber employees in the second-class areas of Guangdong Province (including Zhuhai City) in 2022).

2. Flexible employees

Flexible employees who participate in the basic old-age insurance for enterprise employees in their personal capacity can choose an appropriate payment base between 60% and 300% of the average salary of employees in full-caliber urban units in Guangdong Province. This year, flexible employees in Zhuhai can choose a suitable payment base to pay the basic old-age insurance for enterprise employees between 4546 yuan and 2642 yuan/kloc-0 yuan.

3. Urban and rural residents

The payment standard of endowment insurance for urban and rural residents is ***4 files. Each person shall pay 60 yuan, 100 yuan, 120 yuan, 150 yuan every month. In a natural year, the insured can only choose one payment and cycle.

(2) Medical insurance (maternity insurance)

The upper limit of payment base is 1979 1 yuan, and the lower limit in 2023 is 3958 yuan.

(3) Unemployment insurance

The upper limit of payment base is 3 1533 yuan, and the lower limit in 2023 is 1900 yuan.

(4) Industrial injury insurance

The payment base of individual industrial injury insurance for specific personnel is unified in the whole province, with the upper limit of 2642 1 yuan and the lower limit of 5284 yuan.

Zhuhai social security payment standard

1. Old-age insurance: the unit contribution ratio is 20%, and the individual contribution ratio is 8%;

2. Medical insurance: unit contribution rate 10%, individual contribution rate 2%;

3. Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.5%;

4. Maternity insurance: the unit contribution rate 1%, and individuals do not pay;

5. Work-related injury insurance: The unit contribution rate is 0.5%, and no individual contribution is required.

To sum up, in order to reduce the social insurance cost of enterprises, support the development of the real economy and optimize the expenditure structure of the basic medical insurance fund in Zhuhai, the Zhuhai Municipal Bureau of Human Resources and Social Security recently issued the Notice on Adjusting the Basic Medical Insurance Rate and Individual Account Allocation.

From 20 1 8,65438+10,1,the first rate of basic medical insurance and the proportion of personal account allocation will be adjusted, and the payment rates of units and individuals participating in the first basic medical insurance will be lowered by 0.5 percentage points respectively. At the same time, the distribution ratio of personal accounts of on-the-job medical insurance will be lowered simultaneously by 1 percentage point, and the distribution ratio of retirees will remain unchanged.

According to reports, Zhuhai has lowered the rate of maternity insurance from 20 18 to 10 from 0.7% to 0.5%. 20 18 after the merger of maternity insurance and basic medical insurance, Zhuhai continued to maintain the maternity insurance rate of 0.5%, which has reduced the burden for employers1700,000 yuan. After the first rate of basic medical insurance is lowered, it is estimated that it will reduce the burden for employers by about 2 1 10,000 yuan every year. In this policy, the employer does not need to go through the change procedures, and the municipal local tax department will directly adjust it in the payment system from 20 18 1.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 57

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.

The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.