Can I not pay social security after 20 years?

You can not pay social security after 20 years. Details are as follows:

1, the cumulative payment period of old-age insurance should be 15 or above, and you can enjoy the monthly pension treatment after reaching the prescribed retirement age;

2. Endowment insurance can be paid cumulatively or intermittently. The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more.

3. Social basic medical insurance must be paid for 25 to 30 years when men reach retirement age (different social security policies in different regions) and 20 to 25 years for women, and they can continue to enjoy social basic medical insurance benefits after retirement.

Social security includes the following contents:

1, endowment insurance

The minimum payment period must reach 15 years, and the pension can only be received after the retirement year;

2. Medical insurance

The minimum payment for men is 25 years, and that for women is 20 years. After retirement, they can enjoy medical insurance benefits for life.

3. Work injury insurance

Work-related injuries can enjoy work-related injury insurance benefits;

4. Unemployment insurance

You can apply for unemployment insurance after paying unemployment insurance premiums for one year before unemployment;

5. Maternity insurance

Pay maternity insurance premium for one year before giving birth, and enjoy maternity insurance benefits when giving birth;

6. One gold is the housing accumulation fund.

With this guarantee, you can enjoy a lower loan interest rate when buying a house, which can save a lot of money.

To sum up, you can enjoy pension benefits after paying social security for fifteen years, and it doesn't matter if you don't pay social security. As long as you have paid social security for fifteen years, you can get a pension when you reach retirement age.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.