What does Ningbo mean by paying migrant workers' insurance?

Regarding the payment of personal social security, social security payment is mainly composed of two parts: unit commitment and individual commitment. At that time, migrant workers did not pay personal social security, and all of them were given to employees. Later, after Ningbo established a unified pension insurance payment system, individuals began to pay, which caused the problem of returning or returning now;

According to the Interim Measures of the Municipal People's Government on Printing and Distributing the Social Insurance for Migrant Workers in Ningbo (10/No.,hereinafter referred to as the Interim Measures) and the Notice on Improving the Social Insurance Policies for Migrant Workers (106 No.,20 10No.).

I. Scope of application and objects

(a) these rules are applicable to all kinds of enterprises, individual economic organizations, private non-enterprise units, accounting firms, law firms and other partnership organizations and foundations (hereinafter referred to as employers) within the administrative area of this Municipality, as well as migrant workers who have established labor relations with them.

Migrant workers refer to non-local registered workers (excluding those from other places, Hong Kong, Macao and Taiwan) who have established labor relations with employers within the working age stipulated by the state.

(two) the state organs, institutions and social organizations in the compilation of migrant workers.

Two. Social insurance items and payment standards

(1) The social insurance mentioned in these Detailed Rules includes endowment insurance, medical insurance for serious illness, industrial injury insurance, unemployment insurance and maternity insurance.

(two) employers and migrant workers to participate in social insurance from the month of establishing labor relations, the specific payment standards in accordance with the following provisions:

1. Pension insurance

(1) The contribution ratio of the employer and employees shall be determined according to the contribution ratio of the basic old-age insurance. At present, the contribution rate of employers (excluding individual industrial and commercial households) is 12%, and the contribution rate of employees is 8%.

The employee payment base is determined according to the average monthly salary of the previous year, and the average monthly salary of the previous year is determined according to the actual salary of employees in the current period. The minimum payment base is not lower than the minimum wage standard of local employees at the time of reporting, and the maximum is not higher than 300% of the average monthly salary of employees in the previous year.

The payment base of the employer is determined by the sum of the payment bases of all employees, and the new regulations shall prevail in the future.

(2) The contribution rate of individual industrial and commercial households is 18%, of which employers pay 10% and employees pay 8%.

The base of employee contributions is determined according to the average monthly salary of the previous year, and the average monthly salary without salary is determined according to the actual salary of the current period. If the average monthly salary of employees in the previous year is higher than 80% of the average monthly salary of employees in the previous year, the payment base shall be determined within the range of 80%-300% of the average monthly salary of employees in the previous year; If the average monthly salary of employees in the previous year is between 60% and 80%, the payment base shall be determined according to 80% of the average monthly salary of employees in the previous year; If the average monthly salary in last year is lower than 60% of the average monthly salary of employees in last year, the payment base shall be determined within 60% (excluding 60%) of the average monthly salary of employees in last year from the local minimum wage standard.

(3) Personal account of endowment insurance

The personal account of the insured's old-age insurance is established according to 8% of his salary, all of which are composed of individual contributions, and interest is calculated according to the relevant provisions of the basic old-age insurance.