How to deal with the unfortunate death of social security before retirement age?

Legal analysis: If you die before the retirement age, the personal part of the pension contribution and interest can be returned in full and can be inherited by the legal heir. If the social security five insurance company pays more than 1.2 million, only the individual part of the endowment insurance will apply for a refund, that is, 8% of what we usually pay, and 20% of what the company pays will not be refunded.

Legal basis: Article 17 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Those who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can be stimulated to receive disability allowance. The required funds are paid from the basic old-age insurance fund.

"Regulations on the Management of Housing Provident Fund" Article 24 An employee may withdraw the storage balance in the employee's housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling his own house; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income.