Job Recruitment Website - Social security inquiry - Do I have to pay rural social security after paying 15?

Do I have to pay rural social security after paying 15?

Social endowment insurance has been paid for 15 years, and whether to continue to pay it needs to be determined according to personal circumstances.

According to the average enterprise employee, the payment period of old-age insurance is at least 15 years, and it can continue to be paid after it is paid, because if you pay more, you will receive more pensions after retirement. If you are a flexible employee, you don't have to pay it after fifteen years. However, the longer the payment time, the higher the payment and the higher the pension received after retirement. Moreover, the longer the payment period, the greater the pension increase after retirement. Therefore, the old-age insurance is overpaid, and the long-term payment is more.

/kloc-you don't have to pay the rural insurance after 0/5 years. You only need to pay the old-age insurance on 15, and you can enjoy the old-age insurance benefits without paying it again. Therefore, rural old-age insurance needs to be paid 15, and it is not necessary to pay it again.

If employed by an employer, according to Article 10 of the Social Insurance Law; "Employees should participate in the basic old-age insurance, and employers and employees should jointly pay the basic old-age insurance premium." If it is an employee of the unit, the insurance shall be paid by both the unit and the employee. Paying social security is a legal obligation, so it needs to continue to pay until employees retire.

Social Security/KLOC-Continue to pay after 0/5 years of medical insurance:

1, old-age insurance purchase 15 years eligible to retire in China;

2. Old-age insurance purchase 15 years, actual medical insurance purchase 15 years, but the accumulated medical insurance payment 15 years does not meet the conditions for direct retirement;

3. Because China stipulates the cumulative payment period of medical insurance retirement, men need to reach the 25th to 30th anniversary and women need to reach the 20th to 25th anniversary. If you are a woman according to the minimum payment period, you need to pay at least five years of medical insurance when you retire to enjoy lifelong medical insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.