How to pay social security for the disabled?

The participation of disabled people in social insurance is an important measure to solve the worries of units, families and disabled people themselves. Social insurance for the disabled is generally implemented simultaneously with social insurance for the able-bodied and shall be handled in accordance with the unified national policies. Commercial insurance and social insurance are different in level, standard and operation. Not belonging to social security, both the insurer and the insured pursue interests. Therefore, participating in commercial insurance is a voluntary, personal payment, personal risk-taking and personal benefit behavior. Payment standard of social security for the disabled:

(a) male 1659 years old, female 1649 years old severely disabled people in urban and rural areas, 40% of the average monthly salary of employees in non-private units in cities and towns in the province in the previous year as the payment base, and the old-age insurance premium is paid at the rate of 20%.

(2) For severely disabled people aged 60 or above in urban and rural areas, 40% of the average monthly salary of employees in non-private units in cities and towns in the province in the previous year is the payment base, and the old-age insurance premium is paid in one lump sum at the rate of 20%, 15 years. Pension treatment for the disabled: (1) The severely disabled people in urban and rural areas who meet the conditions for receiving pensions will receive social security treatment with their ID cards, one-child certificates, personnel files and other materials after paying in full in one lump sum.