Why can I find medical insurance after paying social security?

The company can only find medical insurance after deducting social security. This is because after the company deducts the social security payment, the medical insurance fee will be paid to the individual's social security card in time. As long as we inquire or use the medical insurance card, we can see the medical insurance balance that arrived in time.

The payment of endowment insurance, work-related injury insurance, maternity insurance and accidental injury insurance in social security all goes into the personal social security special account, which is managed by the specialized agencies and staff of the social security department, that is, the accounting management mode is implemented, which is not convenient for individuals to inquire. Of course, if necessary, you can go to the special window of the social security department according to the corresponding procedures.

First, the medical insurance card can only find the reason for the expenditure:

1. The medical insurance agency has not officially transferred households, so just wait patiently for a while;

2. I participated in the basic medical insurance for urban and rural residents, not the employee medical insurance, so I couldn't find the balance of the medical insurance card;

3. Wrong inquiry method: Medical insurance is divided into personal account and overall account, and only the money in personal account can be inquired. For example, you can check the money in the personal account of medical insurance after entering the account password in the local social security official website, or you can check the money in the personal account of medical insurance card on the tripartite platform of the issuing bank, or ask someone for help when purchasing medicines and reimbursing expenses in designated medical institutions.

Second, the difference between social security and medical insurance Social security means that employers pay social insurance premiums for workers according to law, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing provident fund. The medical insurance bill only refers to medical insurance, and medical insurance refers to social medical insurance. It is a social insurance system that the state and society meet the basic medical needs of workers when they are sick according to laws and regulations.

Three. Provisions on payment of social insurance premiums

1. The employing unit shall pay social insurance in one of the following ways within the prescribed time limit on the basis of the payment notice issued by the social insurance agency.

Pay in its bank or other financial institutions;

Other ways agreed with the social insurance agency.

Social insurance agencies and employers can sign agreements with banks or other financial institutions, and entrust banks or other financial institutions to withhold and remit social insurance premiums for employers and their employees according to the collection vouchers issued by social insurance agencies.

2. The social insurance premiums that employees should pay shall be withheld and remitted by the employer. No unit or individual may interfere or refuse when the employer performs the obligation of withholding and remitting according to law.

If the employer fails to pay in full and on time, the social insurance agency shall order it to pay within a time limit, and an overdue fine of 0.5 ‰ shall be added daily from the date of default. The employer shall not require employees to bear the late payment fee.

3, the collection of social insurance premiums shall be deposited in the social insurance agencies in accordance with the provisions of the social insurance fund income households. Social insurance agencies shall, in accordance with the relevant provisions, regularly deposit the funds received into the financial accounts of social insurance funds opened according to law.

4. Social insurance agencies shall, in accordance with the relevant provisions of the state, keep an account of the social insurance premiums collected according to the amount actually paid by the employer (including the amount withheld and remitted) and the details of the withholding and remitted.

5. The employing unit shall inform the workers of the details of paying social insurance premiums on a monthly basis.

The employing unit shall report to the workers' congress of the unit every year or publish the annual social insurance premium payment of the unit in a prominent position in the residence of the unit, and accept the supervision of the workers.

6, social insurance agencies shall timely, completely and accurately record the payment of the employer and its employees, and regularly inform the employer and its employees of the payment. Employers and employees have the right to inquire about the payment in accordance with the Measures for the Administration of Social Insurance Personal Rights and Interests Records and other regulations.

Social insurance agencies shall announce the collection and payment of social insurance premiums to the public at least once a year and accept social supervision.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.