Base and proportion of Suzhou provident fund deposit

The contribution ratio of Suzhou provident fund is set within a certain range, and each unit can choose the contribution ratio according to its own economic situation. Moreover, the deposit base of the provident fund also has upper and lower limits, and not everyone pays according to a standard. The annual provident fund plan may also be adjusted to some extent, and the cost of natural provident fund is different. Next, let's take a look at the proportion of Suzhou provident fund in 2023 and how much Suzhou provident fund should pay.

Suzhou provident fund deposit base

At present, the upper limit of the provident fund deposit base is 3 1.600 yuan, and the lower limit is 4,250 yuan. Every year, the average social wage will be constantly adjusted, so the base of provident fund deposit will also be adjusted. Even if the payment has been made according to a standard, the cost of the provident fund may be different. Moreover, each unit reports the deposit base of the provident fund according to the average monthly salary of employees, so the expenses should be calculated according to the actual situation.

Suzhou provident fund deposit ratio

The proportion of Suzhou provident fund is 5%- 12%, and the proportion of contributions borne by units and individuals is the same. It is important to note that the deposit ratio of the same unit is the same, and the proportion of units and individuals is the same. If you want to adjust the contribution ratio of the provident fund, you must adjust the contribution ratio of the whole unit in a unified way, and you can pay the expenses of the provident fund according to the new standard only after passing the examination.

Legal basis:

Regulations on the Management of Housing Provident Fund (the State Council Decree No.350th, revised by the State Council's Decision on Amending Some Administrative Regulations on March 24, 2009)

Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Twenty-seventh applicants for housing provident fund loans shall provide guarantees.