2022 urban and rural residents medical insurance individual contribution standard

320 yuan/person. 2022 urban and rural residents' medical insurance Individual contribution standard is 320 yuan/person. The financial subsidy will be no less than 580 yuan/person. The full premium standard is not less than 900 yuan/person.

I: health insurance payment time

2022 urban and rural residents normal payment period is: September 1, 2021 to December 31, 2021.

1. Participants who have not paid their contributions during the normal contribution period can pay the current year's urban and rural residents' health insurance after January 1, 2022, but they need to wait for 60 days (counting from the date of payment) before enjoying the corresponding health insurance benefits in accordance with the regulations, and medical expenses incurred during the waiting period will be fully paid by the insured residents. There is no waiting period for urban and rural residents who join the urban and rural residents' health insurance within 3 months of the interruption of the payment of the employee's health insurance premiums.

2. For those who pay contributions from January 1 to June 30, 2022, they will pay according to the individual contribution standard; for those who pay contributions from July 1, 2022 onwards, they are required to pay the full amount of premiums (including the individual contribution portion and the financial subsidy, and the financial subsidy portion will be implemented according to the standard set by the province).

3. For newborns born at the end of 2021, the deadline for payment is extended by 90 days. If there are medical expenses incurred in the year of birth, they will pay according to the individual contribution standard of the current year and the following year, and enjoy the medical insurance treatment of the current year from the date of birth; if there are no medical expenses incurred, they can directly apply for enrollment procedures in the following year.

Second, the way to pay health insurance

1, to participate in the work of employees to pay health insurance, by the employer withholding;

2, to pay for flexible employment health insurance, you can bring a good ID card, social security card to the local social security bureau to pay; or through online channels to pay, for example, you can log on to the official website of the local tax bureau, enter the online tax office and select the "self-service payment". "

In addition, many banks have opened online payment channels for health insurance, such as Changsha Bank and Industrial and Commercial Bank of China. Log on to the bank's official website, and find the "health insurance and social security contributions" to pay for health insurance;

3. p>3, urban and rural residents health insurance, in the annual centralized payment time, with a good ID card and other information to the registered seat of the street office/village or neighborhood committee designated place to pay the fee.

Legal basis

The Social Insurance Law of the People's Republic of China

Article 59: The people's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums shall be collected in a uniform manner, and the steps and specific methods of implementation shall be prescribed by the State Council.

Article 60: Employers shall declare and pay social insurance premiums on their own, in full and on time, and shall not defer or reduce payment except for force majeure and other legal reasons. The social insurance premiums payable by employees shall be withheld and paid on behalf of the employer, and the employer shall inform the individual of the details of the payment of social insurance premiums on a monthly basis. Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with the employer, and other flexibly employed persons can pay social insurance premiums directly to the social insurance premium collection organization.