The company helped pay five insurances and one gold for several months. Today, I went to check that there was no money in the social security card. Will the company return the card?

The five insurances and one gold paid by the company will not be refunded, and only the part paid by the individual can be found in the social security card.

Personal advice:

The payment of five insurances and one gold is divided into two parts, one part is paid by the unit and the other part is paid by the individual. Whether it is endowment insurance or medical insurance, the part paid by the unit will not be returned to the personal social security card, but will enter the overall account. The part paid by the individual can be returned to the social security card every month, and the individual can check the balance through the social security card.

Different regions have different regulations, and the sharing ratio will be different. In some areas, the medical insurance expenses paid by the unit will be transferred to personal accounts according to a certain proportion, most of which are related to the payment period and actual age. For the insured employees, we can go to the corresponding bank counter to check their account balance, or log on to the website of the local social security bureau.

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

Extended data:

Many start-ups, in order to save costs, pay less or even no employees' five insurances and one gold, will face some risks:

According to "Social Insurance Law" and "Regulations on the Management of Housing Provident Fund", if an enterprise fails to pay social security for its employees in full and on time, it will be charged a late fee of five ten thousandths, or even a fine of more than three times the unpaid amount 1 times; Those who fail to pay the provident fund within the time limit will be fined 1 1,000 yuan to 50,000 yuan.

In reality, if employees file an arbitration or lawsuit because the enterprise fails to pay the social security accumulation fund for them normally, the loser is basically the enterprise.

First, retirement benefits will be reduced because of the reduction of payment years and payment amount. Some employees whose contribution period is less than 15 will be disqualified from receiving monthly pension. The second is to affect re-employment. If the old-age insurance relationship is not transferred in time, then the new employment unit will not be able to pay the old-age insurance premium for you in time, which will damage its social insurance rights and interests.