Can urban hukou pay medical insurance for urban and rural residents?

There is no conflict. There is still a big difference between the medical insurance paid by the unit for employees and the medical insurance paid by the hometown for urban and rural residents. In terms of payment, if the employment and household registration are in the same city, only one medical insurance can be paid. Employment and hukou are not in the same city, and they can all be handed in. However, in the reimbursement of medical expenses, only one item can be reimbursed, and the proportion of employee medical insurance reimbursement is higher.

They were established at different times, with different insured persons and different payment standards. The proportion of medical insurance reimbursement for urban workers is high, and the proportion of hospitalization reimbursement is above 80%, and the maximum reimbursement amount is also relatively high. The payment period can be accumulated, and the accumulated payment period reaches the payment period stipulated by the state. After retirement, I will no longer pay medical insurance and enjoy medical insurance benefits for life. The employee's medical insurance has a personal account, and the money can be returned to the social security card on a monthly basis according to a certain proportion of the payment base, which can be used to buy medicine in pharmacies and see a doctor in hospitals. The disadvantage of employee medical insurance is that the payment amount is relatively high. If flexible employees pay employee medical insurance, they need to bear the full amount of payment, which is stressful and has a long cumulative payment period. Residents' medical insurance payment standard is relatively low, and individuals pay more than 200 yuan a year. At the same time, the state also has subsidies, the reimbursement rate of top-three hospitals can reach more than 50%, and township hospitals can reach 80%, and the state also has subsidies; Its disadvantage is that the reimbursement rate is not high, there is no personal account, and the payment period is not accumulated. After retirement, you need to continue to pay to enjoy medical insurance benefits.

To sum up: rural hukou can pay medical insurance for urban residents in cities, but the handling methods in each region are different. If you are a person of retirement age and your household registration is not in this city, you can't pay medical insurance for urban residents. You can pay for rural cooperative medical care.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.